Darcy Keith is an editor with Canada's Globe and Mail and has followed financial markets for 20 years. He was previously Yahoo Canada's senior finance editor, Canwest's national biz editor, and a correspondent for Knight-Ridder Financial News.
Reports say that the average Canadian spends more than half of his/her monthly income just on repaying debts. This is a very serious issue that many of us are facing nowadays and each day we fail to address it only makes it worse. That's where credit
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