$PIXY I had a very thoughtful/insight comment today on something that may be of concern or at least something to follow up on. Company took on a high deductible $500M workers compensation this fiscal year. Comment was that "even large franchisees are willing to roll the dice on a sketchy company when the alternative is a doubling of their WC" . I am not sure whether the Company is disclosing its loss ratio but it might be interesting to track down "Accrued workers compensation" overtime to identify unusual loss trend here since the Company is in the hook for that given the large deductible. And from what I understand there is also a deposit workers compensation on the asset side being the % of payroll cost being deposited to fund incurred losses and losses incurred but not yet reported. Welcoming any comments from workers compensation guru out there if what i said is wrong.