$SPY $AAPL $NIO $BABA $XPEN $TSLA $PENNY $MRNA $SRNE $PFE The Basics of the X1 Credit Card The card currently has a waitlist and will be released this winter, with no exact date announced yet. The card will not have an annual fee. There’s no hard pull on your credit, just a soft pull when signing up. Credit limits are not based on credit history, but rather on income (and you can increase your limit over time by providing your bank account and pay stub information). The card is claiming it’ll have huge limits, as compared to traditional credit cards, up to quintuple what you might get with a normal card. There are no foreign transaction fees or late fees. x1creditcard.com/r/GzlBtul do your own research and go ahead please.