$AFRM don’t be dumb fucking 🐑. Read the gd pr its in blakc and white. If you had money to loan, would you do it at zero % interest? The firm’s participating in this convertible bond offering are fronting affirm the capital at zero %. Also, the conversion rate is important here as the share price of the commons would have to exceed 215.65 a share for the bond holders to make ANYTHING. At the premarket price the common shares will have to appreciate 80% to just break even