@KurodaSenpai @Xander1 @TheDarkStranger @I_Steal @RossGlengarry @SeaofTrades @DefStar @MZel Its a funny topic when we have RECORD cash levels so while the majority may not have savings, there is a monster pile of cash out there. FWIW, I don't have a "savings account" I have a checking account that covers bills and it only has the $$ I need for bills, nothing more. Every single $$ flows into investing accounts. I think its stupid to have tiny % returns in savings accounts. I would rather have a HUGE ELOC for any emergency. My $$ are always working.