figured I'd take this outside the boards @sidbear you know what thousands/millions of people don't do while they are unemployed? they don't contribute to their 401k's I have a feeling at the end of the day today there's going to be some mass layoff notices. one company here where I live laid off their entire staff except for two managers and they don't know what they are going to do yet because they bring in 100's of migrant laborers for farm labor. there is a concern about a food production shortage due to foreign labor possibly not being allowed into the country which is not being talked about. I'm not posting anything about it on the boards as I don't want to add to the panic already out there in this world, but it will come out sooner or later.