@ecusa Emma, I have read your posts in here, and I must say, please avoid making big moves based on what you read in this or any chat board. You need to gain knowledge first. I highly recommend that you open your 401k or IRA account first. These guys in here are brutal, and they will lead you right into a pump and dump and take your money. If you ever need my help again (or after you get your 401k or IRA opened), you can message me anytime by clicking on my Avatar in messages, then send me a message. To be sure that you can find me, click on "follow" me, then you can always find me again in your Profilr page. One more thing, if you are under age 18 or 16 (I forget), please speak with your parents about all of this.