$SPY There are two categories of folk who think everything to do with economics and money are not much to worry about; the disinterested public and the investment management community. Their livelihoods depend upon it. Not known to many is another, the most important category, which is very worried indeed, and that is governments and their central banks. These are the people quietly talking about a big-picture reset, those that know the post-Breton Woods fiat dollar system is no longer fit for purpose. They see escalating debt, interest rates failing to stimulate, and economic stagnation. There can be little doubt that monetary policy is descending towards crisis, and a major bank failure could even occur in the next few months. As insurance against such an event, the majority of central banks retain physical gold as part of their reserves.