I believe that people are always responsible for their own trades; if advice turns out to be wrong, people must take responsibility for choosing to follow it and not throw blame around. That said, as a complete beginner, I am very dependent on the ideas of others. If there's any area where my own "skill" or ingenuity comes into play, it's in discerning who is worth following and who is worth ignoring. And that became pretty evident quite early on for me. I'm a student without the luxury of time to devote myself fully to learning how to trade, but by doing this on the side and listening to worthwhile voices, I've managed to learn a lot and am doing pretty well so far. You have my respect and appreciation!