$HMBL It's not securities fraud to be unlucky or incompetent. However, it's a crime to lie to investors, especially hapless retail ones, about a P2P app you don't have. It's curious that the fraudsters at Theranos and Nikola, similar to Brian Foote, deceived investors by presenting a third-party product as their own (Stripe's with payment, and Opensea with NFTs).
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