$CLOV investorplace.com/2021/04/8... check out this load of bullshit. clover's response to that one upcode bullet point. " We pay Clover Assistant Primary Care physicians a fixed, flat payment per office visit. Unlike other plans, we never compensate more for agreeing with the Clover Assistant. We never pay less for disagreeing with the Clover Assistant. This payment is fixed and guaranteed, and physicians use their own judgment on what they believe is clinically correct in relation to their direct understanding of the patient. Put another way, a clinician could choose to disagree with every suggestion, which means there are no additional diagnoses and no additional risk adjustment codes, and they still get paid the exact same amount as if they did agree. There is NO financial motivation that we provide to physicians to answer in any particular way. This is why we specifically do not believe in capitation contracts.."