Popular Inc. reported Q4 2025 net income of $233.9 million and EPS of $3.53, with net interest income increasing by $11.0 million to $657.6 million and net interest margin expanding to 3.61%.
Bullish
Popular Inc. achieved higher net interest income and margin, strong loan growth with improved credit quality, and returned capital through share repurchases and dividends.
Bearish
Popular Inc. experienced a $323.3 million decrease in deposits, a $4.9 million decline in non-interest income, and increased provision for consumer loans due to FICO changes.