Camden National Corporation reported Q4 2025 net income of $22.6 million and diluted EPS of $1.33, both up 6% from Q3 2025. Net interest margin expanded to 3.29%, and deposits increased 2% to $5.5 billion.
Bullish
Camden National Corporation achieved record Q4 2025 net income and EPS, with net interest margin expanding. The company reported strong asset quality, significant deposit growth, and initiated a new share repurchase program.
Bearish
Camden National Corporation faced a 1% decrease in total loans, driven by commercial loan declines, and a $3.0 million charge-off from a single commercial real estate loan. Non-interest expense also increased due to various operational costs.