• Reported GAAP EPS of $0.65 down -5.80% YoY • Reported revenue of $238.76M up 6.47% YoY • First Financial Bancorp's Board of Directors approved a quarterly dividend of $0.25 per common share, payable on March 16, 2026, for the next regularly scheduled dividend.
Bullish
First Financial Bancorp achieved record adjusted earnings and revenue, driven by strong noninterest income growth, while also realizing robust loan and deposit growth and completing strategic acquisitions.
Bearish
First Financial Bancorp experienced a 4 basis point net interest margin decline and a 6.4% increase in noninterest expenses, while nonperforming assets slightly increased and tangible book value per share decreased.