FICO Fair, Isaac Corp.

More Trade Updates. Added to my Fair Isaac position, bringing my total to 58 shares. I gave this one a lot of thought overnight before deciding to increase my exposure. It’s a risk I’m willing to take, especially given the opportunity I see here. Yesterday, I was up roughly $3.5K on the position. The stock pulled back a bit today, and my average moved slightly higher to $639 as I added while the position was already building. FICO’s pricing power, recurring revenue model, and central role in the U.S. credit ecosystem give the company a strong foundation for a recovery if growth remains intact and sentiment eventually turns. $FICO $SPY $QQQ $IWM $DIA

$FICO super high mortgage rates and people are surprised? All of this is only due to drop in mortgage origination in the market, not FICO or VantageScore

$FICO Q4 '26 Earnings Results & Recap • Reported GAAP EPS of $11.10 up 43.41% YoY • Reported revenue of $657.05M down -12.08% YoY

$FICO you have to separate the company from the stock. The stock is not appropriately valued to the company. It is still priced like it has a monopoly on credit scores...when it doesnt. The Moat is gone...its best to wait until the dust settles versus trying to guess at the bottom. This has atleast a year or more of gyration to bake in what will happen with the scores side of there business. And the rest of business has to compete with AI and companies like Palantir. I suggest finding someplace else to park your hard earn money.

$FICO Another convulsion in the price. I will wait for real results. Trading on Pulte is pointless. He’s a grifter and he doesn’t control the market. I’ll let the Fico mgmt deal with this first.

$FICO They receive $10.00 per score and Vantage Score receives $6.00 per score. Okay I can do that math.

$FICO Buying shares with both hands. Buying when it looks the darkest is always the best time.

$FICO the fact that FICO basically said its not going to raise prices means it does not have the ability to raise prices. This is why there are a bunch of downgrades that came out.

$FICO So now it is clear that the complete thesis on the reasons for trashing the stock price into the 500s was completely wrong? Thank you 🙏🙏

$FICO curling off trendline support after an >74% drop since the Dec. 2024 highs. Earnings coming up, scheduled for Nov. 11th. Doesn't look bad for shares.

Fair Isaac is 61% below its 52-week high. Operating margin: 52%. vs high | P/E | op margin Fair Isaac $FICO: -61% | 21 | 52% Intuit $INTU: -49% | 21 | 29% Nike $NKE: -45% | 18 | 9% ServiceNow $NOW: -43% | 79 | 13% Adobe $ADBE: -32% | 14 | 36% Save this list. NFA #stocks

$FICO FHFA Director Bill Pulte vows more action this week to boost mortgage-score competition, challenges FICO's $10 mortgage-score pricing Pulte vows on social media to act this week to boost mortgage-score competition and challenge FICO's $10 pricing. Wells Fargo downgrades Fair Isaac to Equal Weight and cuts price target to $735 on mortgage-score pricing concerns. UBS and BMO also trim Fair Isaac estimates amid mounting concerns over mortgage-score pricing pressure. FICO keeps wholesale mortgage FICO Score bundle price flat at $10 for Preferred Program lenders and brokers. Bundle pricing covers both Classic FICO and FICO Score 10T through participating tri-merge resellers.

FICO's Monday plunge finally has an explanation, and it's worse than noise: the company froze its mortgage-score bundle at $10, then Wells Fargo cut its target and its 2027 earnings estimate, saying broad uptake of the program protects volume but caps earnings upside. Sacrificing price to defend volume is a thesis impairment, not yet a thesis break — but it's confirmed now, not feared. $FICO

$FICO closed at 708 on Monday, down 13%, the worst stock in the S&P 500 today. The drop came after it held its credit score prices flat. Its all-time high is about 2,400. That puts it roughly 70% off the top. It was above 1,370 as recently as July 29. It's down 58% this year.

$FICO Closed down 13.15% today at 708.07 after FICO said Friday it will hold its wholesale mortgage score price flat at 10 dollars for Preferred Program lenders instead of raising it. Wells Fargo downgraded the stock today and cut its FY27 adjusted EPS estimate to 48.02 from 49.65, with its target down to 735 from 800. BMO called mortgage pricing the most important earnings lever FICO has.

$FICO has collapsed nearly 70% since Trump’s November 2024 election, falling from approximately $2,300 to $700. The Trump administration, particularly FHFA Director Bill Pulte, has challenged FICO’s dominance in mortgage credit scoring by opening the market to VantageScore. The big question is: Who is shorting FICO, and which institutions have been unloading shares? Are hedge funds aggressively shorting the stock, or are major institutional investors liquidating their holdings as FICO loses its pricing power? With another 13% decline today, it’s worth examining short interest, institutional selling, and put-option activity. This looks like a prolonged valuation reset driven by regulatory changes, but who’s profiting from the collapse?

$FICO FICO is getting absolutely crushed right now. I'm seriously underwater on this one and officially a bagholder for now. Still holding out hope. Hope is what keeps us going!

$FICO -15.6% to 688.14, flushed from 783.51 to 671.19 intraday and lost the 20-day (720.09). Needs 720 back or 671 gets retested 📉

$FICO The near-term tape and sentiment on Fair Isaac Corporation look deeply negative, but fundamental signals indicate that regulatory fears remain overdone. Our read was contrarian bullish as of 11 Oct 2026. While short-term technicals are bearish—with shares at $699.04 trading far below the 200-day moving average of $1,192.02—and short interest sits at 9.3%, near-term fundamentals sit with us. FICO generated 24.1% revenue growth to $2.4 billion and holds peer-leading 52.1% operating margins. The valuation discount at 13.9x FY27 consensus P/E reflects press-reported FHFA moves allowing VantageScore 4.0 adoption, but 113% free cash flow conversion demonstrates core operational resilience. The chart attached shows the full matrix. We would change our mind if VantageScore competition drives real margin decay or structural revenue impairment. (Disclosure: we're and this is our own research.)

$FICO Trump announcing automatic elimination of PMI when home equity reaches above 20 percent on FHA back loans...AKA...PMI uses FICO scores annually to calculate the insurance on a mortgage. There are so many people who do not cancel....that is a lot of free money that just went away