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Ripple is the catchall name for the cryptocurrency platform, the transactional protocol for which is actually XRP, in the same fashion as Ethereum is the name for the platform that facilitates trades in Ether. Like other cryptocurrencies, Ripple is built atop the idea of a distributed ledger network which requires various parties to participate in validating transactions, rather than any singular centralized authority. That facilitates transactions all over the world, and transfer fees are far cheaper than the likes of bitcoin. Unlike other cryptocurrencies, XRP transfers are effectively immediate, requiring no typical confirmation time.  Ripple was originally founded by a single company, Ripple Labs, and continues to be backed by it, rather than the larger network of developers that continue bitcoin’s development. It also doesn’t have a fluctuating amount of its currency in existence. Where bitcoin has a continually growing pool with an eventual maximum, and Ethereum theoretically has no limit, Ripple was created with all of its 100 billion XRP tokens right out of the gate. That number is maintained with no mining and most of the tokens are owned and held by Ripple Labs itself — around 60 billion at the latest count.  Even at the recently reduced value of around half a dollar per XRP, that means Ripple Labs is currently sitting on around $20 billion worth of the cryptocurrency (note: Ripple’s price crashed hard recently, and may be worth far less than $60 billion by time you read this). It holds 55 billion XRP in an escrow account, which allows it to sell up to a billion per month if it so chooses in order to fund new projects and acquisitions. Selling such an amount would likely have a drastic effect on the cryptocurrency’s value, and isn’t something Ripple Labs plans to do anytime soon.  In actuality, Ripple Labs is looking to leverage the technology behind XRP to allow for faster banking transactions around the world. While Bitcoin and other cryptocurrencies are built on the idea of separating financial transactions from the financial organizations of traditional currencies, Ripple is almost the opposite in every sense.  XRP by Ripple price can be found on this page alongside the market capitalization and additional stats.

Ripple

XRP is trending amidst a significant market dip, sparking intense debate about market manipulation and the asset's true value. The community is actively discussing the causes and implications of the volatility, with many reporting issues with exchanges during the drop. Some traders are seeing the dip as a buying opportunity, while others express concerns about long-term viability.

Bitcoin is the first successful internet money based on peer-to-peer technology; whereby no central bank or authority is involved in the transaction and production of the Bitcoin currency. It was created by an anonymous individual/group under the name, Satoshi Nakamoto. The source code is available publicly as an open source project, anybody can look at it and be part of the developmental process.  Bitcoin is changing the way we see money as we speak. The idea was to produce a means of exchange, independent of any central authority, that could be transferred electronically in a secure, verifiable and immutable way. It is a decentralized peer-to-peer internet currency making mobile payment easy, very low transaction fees, protects your identity, and it works anywhere all the time with no central authority and banks.  Bitcoin is designed to have only 21 million BTC ever created, thus making it a deflationary currency. Bitcoin uses the SHA-256 hashing algorithm with an average transaction confirmation time of 10 minutes. Miners today are mining Bitcoin using ASIC chip dedicated to only mining Bitcoin, and the hash rate has shot up to peta hashes.  Being the first successful online cryptography currency, Bitcoin has inspired other alternative currencies such as Litecoin, Peercoin, Primecoin, and so on.  The cryptocurrency then took off with the innovation of the turing-complete smart contract by Ethereum which led to the development of other amazing projects such as EOS, Tron, and even crypto-collectibles such as CryptoKitties.

Bitcoin

Bitcoin is experiencing volatility, driven by community discussion around potential market manipulation and reactions to economic news. Some traders are pointing to a recent sharp decline as an opportunity to buy the dip, while others express concern about the broader market impact and potential for further drops. Community sentiment seems divided between those who remain bullish on the long-term prospects of Bitcoin and those who are increasingly skeptical.

Solana is a highly functional open source project that banks on blockchain technology’s permissionless nature to provide decentralized finance (DeFi) solutions. It is a layer 1 network that offers fast speeds and affordable costs. While the idea and initial work on the project began in 2017, Solana was officially launched in March 2020 by the Solana Foundation with headquarters in Geneva, Switzerland.

Solana

Solana is trending as the community discusses its potential ETF approval and the strength of its underlying technology for tokenized stocks. Conversations also highlight the growing ecosystem and projects building on Solana, particularly those integrated with Phantom Wallet. Some traders are expressing concern over market conditions, while others remain bullish on Solana's long-term prospects and the strength of its community.

BlackRock Institutional Trust Company N.A. - iShares Russell 2000 ETF

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IWM is trending as traders assess its breakout to new all-time highs and potential for further gains, with some noting its relative strength compared to $SPY and $QQQ. Community members are actively discussing potential pullbacks, key support levels, and option strategies, while also monitoring economic data and Fed policy for continued momentum. Others are seeing bearish signals and expecting downturn.

Memecoin $CHINAU Panda 🐼. Together we create memes to send a global message. The Chinau Panda is Patient, But When Angered, It's Unstoppable. The Panda wants to be a part of the crypto world. Crypto is changing everything, and the Panda doesn't want to be behind these changes, but ahead of them. Chinau coin is not just a cryptocurrency. It is also the story of a panda that believes in the future. The crypto world is growing, and I want to be a part of it!

Chinau

Chinau is trending, with community members highlighting its availability on Phantom Wallet and anticipating a breakout. Chatter suggests growing momentum and increasing volume, although some caution against hype. The community is using terms like "go moon" and "trending".

Dogecoin is a cryptocurrency based on the popular "Doge" Internet meme and features a Shiba Inu on its logo. Dogecoin is a Litecoin fork. Introduced as a "joke currency" on 6 December 2013, Dogecoin quickly developed its own online community and reached a capitalization of US$60 million in January 2014. Compared with other cryptocurrencies, Dogecoin had a fast initial coin production schedule: 100 billion coins were in circulation by mid-2015, with an additional 5.256 billion coins every year thereafter. As of 30 June 2015, the 100 billionth Dogecoin had been mined.   Dogecoin was created by Billy Markus from Portland, Oregon and  Jackson Palmer from Sydney, Australia. Both wanted to create a fun cryptocurrency that will appeal beyond the core Bitcoin audience. Dogecoin is primarily used as a tipping system on Reddit and Twitter where users tip each other for creating or sharing good content. The community is very active in organising fundraising activities for deserving causes.  The developers of Dogecoin haven’t made any major changes to the coin since 2015. This means that Dogecoin could get left behind and is why Shibas are leaving Dogecoin to join more advanced platforms like Ethereum. One of Dogecoin strengths is its relaxed and fun-loving community. However, this is also a weakness because other currencies are way more professional.  To purchase Dogecoin, it involves downloading a crypto wallet, setting up a crypto exchange account and then trading away for your desired crypto currency. Once we have set up an account with a DOGE currency exchange and deposited some funds, you are ready to start trading.

Dogecoin

Dogecoin is experiencing high volatility, with a recent flash crash sparking intense discussions around market manipulation, liquidations, and the impact of large holders. The community is weighing the potential for a strong rebound against concerns about stop-loss raids and the influence of external factors. Amidst the price swings, some traders are eyeing opportunities to accumulate, while others express frustration with trading platforms and the overall market behavior.

JERRY (JYAI) is a Matt Furie's artistic style; it features an AI-powered content creation hub that produces community-driven video series and art.  Jerry the Turtle, created by Matt Furie, is a character inspired by Furie’s artistic style. JERRY is also an AI-driven meme coin with an ambitious vision. The goal is to establish an AI-powered production house dedicated to creating a video series or episodes featuring characters from Matt Furie’s universe alongside those from Jerry’s world.  This unique blend of characters aims to produce the ultimate crypto-based series. Additionally, we are developing an app that will offer an exclusive, ad-free video series featuring characters from both Matt Furie’s creations and the Jerry Universe. Users will be able to download and share videos directly through the platform.  But that’s not all! A special Jerry Art Panel will showcase original Jerry characters, artwork, and fan creations—free to explore, download, and share with the community.

Jerry The Turtle By Matt Furie

JYAI is trending as the community discusses recent listings and bridging to BNB, moves seen as potential steps toward a major exchange listing.  Enthusiasm is fueled by the project's association with Matt Furie, with some community members drawing comparisons to other successful meme coins. The billboard in Woodland Hills CA, is also driving conversation.

xCellar is a DeFi protocol powered by the Fawkes Formula, providing untraceable and secure transactions on the blockchain. It's designed to give users complete financial privacy and control over their assets. The Fawkes Formula is our proprietary security protocol that forms the core of xCellar's untraceable transaction system. It utilizes advanced zero-knowledge proofs and cryptographic techniques to ensure complete anonymity.

Xcellar

Xcellar (XCL) is trending as community members discuss its potential, citing its limited competition and strong community support as key factors. Some are pointing to its initial price surge and current uptrend as reasons for optimism, while others are evaluating its real-world applications. The project's structure and plans are also being touted as potentially disruptive in the crypto space.

Quoin Pharmaceuticals Ltd. engages in the development of therapeutic products for the treatment of rare and orphan diseases. Its product pipeline includes QRX003, QRX004, QRX007, and QRX008. The company was founded by Michael Myers and Denise Carter on March 5, 2018 and is headquartered in Ashburn, VA.

Quoin Pharmaceuticals Ltd - ADR

Quoin Pharmaceuticals ($QNRX) is trending due to a recently announced $104.5M private placement, sparking significant community discussion around its potential impact and speculation about a short squeeze. The stock's volatile price action, marked by multiple trading halts, has intensified the conversation, with some traders comparing it to previous high-flying stocks. Community members are actively debating fair value and potential future price targets.

Kava is a cross-chain DeFi Hub for decentralized financial services and applications. The Kava DeFi Hub operates like a decentralized bank for digital assets connecting users with products like stablecoins, loans, and interest-bearing accounts so that they can do more and earn more with their digital assets.

Kava

Kava is trending as community members discuss its potential, with some eyeing possible breakouts and accumulation opportunities. Recent news highlights Kava's advancements in decentralized AI (DeAI) for DeFi, particularly its autonomous execution capabilities. The broader conversation includes discussions around staking rewards and Kava's role in AI-driven blockchain solutions.

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W.R. Berkley $WRB 
- Solid uptrend of late, and not impacted at all by the selling over the past month.  
- Short-term channel-bands to watch as the stock trades inside of it.  
- Watch the resistance (short-term) just above the recent highs.

Tom Bruni, CPA, CMT

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W.R. Berkley Corp.

 
- Solid uptrend of late, and not impacted at all by the selling over the past month.  
- Short-term channel-bands to watch as the stock trades inside of it.  
- Watch the resistance (short-term) just above the recent highs.