Okay so I just saw the new IanFV distribution for BSVN, came out today, brand new. The central mass is tight, $43 to $45, densest bump right around $40. Nobody's really arguing about that middle. The tails though are where it gets interesting. Upside stretches to $58 if cost-of-capital assumptions get recalibrated favorably, some structural re-rating, positive convexity kind of thing. Downside drifts below $40, basically deposit and liquidity dynamics tightening for a bank holding co, margin pressure eating into trailing cash flows. Weird thing is the whole distribution has a fatter upper tail despite all that downside language in the writeup. Current's 55.49, sitting above most of that central mass, so the gap goes one way or the other. People agree on the middle, completely split on the extremes