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Will Trump’s Mortgage Bond Plan Actually Lower Rates in 2026?

President Trump says he’s directing $200 billion into mortgage bond purchases to bring down rates and improve housing affordability. With questions around execution, authority, and real market impact, do you think this move will actually lower mortgage rates in 2026?
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UpTick_
Bullish
At this point, I believe Trump. I've never in my life seen a president deliver on his word as much as he does. His plan is America first, and he wants the American dream ALIVE. Housing is HOT!
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RipperfromYT
Speaking completely from an economics/finance point of view and not political, anyone that thinks Trump has any clue what he is doing is numb in their brains. Just remember the Fed had already started Quantitative easing in the Fall of 2024 before Trump got into office and started the tariff BS. (absolutely anyone with a brain knew tariffs were bad). Just remember the Fed had no choice but to halt more rate cuts for the majority of 2025 DIRECTLY because of him. He is going to burn out economy down over the next 3 years. Take advantage while you can and make sure to exit before the shit hits the fan.
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CZGee
F Trump
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momo999
so im no quant but the majority of pollsters think they can stabilize or control the mortgage market with 200 billion?
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2026Bear
Bearish
go talk to canada with 3.95% rates lol.
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LosReason2
Best thing in my opinion is to offer tax credit for people building homes less than 500k or the average home value in a town. 30k per house. They need to make building smaller houses profitable to solve the housing crisis.
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law_123_learning
It is mostly a used car sales man selling a LEMON to America.
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Mad_Poet
Somehow my vote got cast for the top spot. Wrong. The effect will be a small downward move in rates, with a huge rise in risk. Michael Bright, CEO of the financial services industry group Structured Finance Association, said in an interview that a $200 billion purchase “lower rates by a little bit,” but exposes Fannie and Freddie to serious risks if the market turns. “It exposes them to the exact same risks that got them blown up” in 2008, Bright said. Add BTC backed bonds to the mix and we are headed for another great depression, engineered by DJT. Unbelievable!!!
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norpenny22
Anything the orange clown does will continue to fuck up the economy. He
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Wranglerwren
Blows me away everyone whinning about 6.4% rates or whatever exactly they are. We bought! Homes in Carter years at like 8 to 16 %.. We survived an if you are a saver the rates now are totally good on either side of fence ..in my opinion.. But long as feds always screw with stuff never be stable.. IMHO..GOD BLESS
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