AXP American Express Co.

$AXP AMERICAN EXPRESS — STRONG Q3 EARNINGS! Revenue: $20.1 billion, up 9% YoY. Adjusted EPS: $4.68 vs $4.14 last year, up 13%. Card spending: $454 billion, up 8%. Credit-loss provisions: $1.0B vs $1.3B last year, indicating improving credit quality. FULL-YEAR EPS GUIDANCE RAISED! Previous: $17.30–$17.90 New: $18.30–$18.60 Revenue missed estimates by just 0.1%! Actual: $20.10B vs $20.12B expected. THE BIG PICTURE: Revenue growing 9%, earnings growing 13%, credit provisions declining, and management raising full-year guidance. A tiny revenue miss shouldn't overshadow strong earnings growth and improving profitability.

Sentiment pulse ahead of earnings tonight and tomorrow morning. $AXP fell steadily throughout the period to read at the top edge of Extremely Bearish (25). Energy related names such as $SLB stayed in the Bullish zone most of the period and sports the highest sentiment 69. Tech names are falling out of favor as exemplified by $WDC 's fall from Extremely Bullish to Bearish (40). $BE bullish at 69.

$AXP beat, $4.68 vs $4.48 EPS, and still dropped Friday on the job cut news. Card spenders look fine to me. Feels like an overreaction tbh

$AXP American Express plans to eliminate about 5% of its global workforce after taking a $336M restructuring charge, the credit-card company said Friday. Reuters reported that its chief financial officer told CNBC the cuts are to prepare for AI. The preparation starts with payroll. 🤖 Why the beat was not what the market cared about, and the number that decides what comes next: https://thedailyrip.stocktwits.com/p/is-instacart-the-next-delivery-deal?utm_source=stocktwits&utm_medium=organic_social&utm_campaign=daily_rip&utm_content=axp_amex-s-ai-preparation-costs-5-of-jobs

$AXP system only works if most people pay. If you all say you’re not paying your Amex bill then fk it I ain’t paying either lol

💰Today's Companies Reporting Earnings + Implied Moves: American Express $AXP (~3.79%) Booz Allen Hamilton $BAH (~11.14%) SLB $SLB (~3.67%)

$AXP raises EPS guidance despite legal charges and restructuring, powered by resilient premium spend Revenue reached record $20.1B, up 9% YoY; GAAP EPS $5.42, adjusted EPS rose 13% YoY. Raised full-year 2026 EPS guidance to $18.30–$18.60 from $17.60–$17.90; 10% revenue growth outlook reaffirmed. Premium U.S. consumer spend strong at 9.4% growth; overall billed business up 8%. Net card fees grew 17% FX-adjusted, remaining fastest-growing line and key ROE driver. Credit metrics remain best-in-class with stable 1.2–1.3% delinquencies and $211M reserve release. $336M restructuring charge, cutting ~5% of positions, to fund efficiency, tech and AI-driven investments. CEO Stephen Squeri confirmed Wall Street Journal report of ~3,500 job cuts, about 5% of roughly 77,000 employees. OCC civil money penalty and other legal reserves added $0.51 EPS expense, but no guidance impact. International spend growth moderated to 11%, still marking 22nd straight quarter of double-digit gains.

$AXP BREAKING: laying off 5% of its workforce to “prepare for AI“. AI is such an amazing technology 😂 it can destroy companies, countries, peoples lives, take our tax payer dollars, and get nothing back for it just a cute chat that makes pictures.. $SPY $QQQ Coming after $QCOM will lay off 52,000 positions specifically due to AI.. If the Democrats win the midterms, you better believe they’re going to go after each and every one of these companies for these layoffs because they did take taxpayer money from the chips act from the Covid pandemic they’ve been living off our tax dollars and then spit their employees out like garbage. Let alone all the tax breaks they get which are only used to buy back more stock never to give employee raises only the ceo gets raises.

$AXP "Trade Idea 2: Buy the October 23 Expiry 325/327.50 Call Spread ($2.X.15) and sell the October 23 Expiry 310 Put for 85 cents." a bust looks to expire worthless

$AXP so that earnings report right there basically tells me that even rich people are having a rough time getting by. So I wonder how much more difficult it is for non-rich people.  Asking for a friend 

$AXP Q3 '26 Earnings Results & Recap • Reported GAAP EPS of $4.68 up 13.04% YoY • Reported revenue of $15.12B up 8.48% YoY • American Express raised FY 2026 full-year EPS guidance to between $18.30 and $18.60 ($17.60-$17.90 adjusted) and said it is on track to deliver another year of 10 percent revenue growth.

$AXP RSI approaching oversold levels heading into earnings 🤔 typically not good for this ticker “IF” history repeats it self, this will drop Friday as earnings is being priced in now Let’s hope not

$AXP I feel is far better than Visa and Mastercard. Because its predominantly american or plugged into american financial sysytem. Many countries and orgs, including the EU are planning to make a national payments system. Amex does not have this problem. Great defensive and growing pick, a rare gem. Do not understand why it is down during this bearish mood.

$AXP Amex disclosed a restructuring on Friday's earnings call: cutting about 5% of its global workforce, roughly 3,500 jobs on a base of about 78,000, with a 336 million dollar pretax charge booked in Q3. CFO Le Caillec told CNBC the aim is to get leaner and prepare for AI, cutting management layers and widening spans of control so more work can be automated in coming quarters. Management was careful to say AI has not replaced these roles yet, the org is being flattened first. Revenue rose 9% to 20.06 billion dollars in the same quarter.

$AXP earnings vs. price reaction: EPS surprise +20.45%, sales surprise -0.29%. The issuer reported $5.42 GAAP EPS and $4.68 adjusted EPS. Read the bridge, not only the beat.

$AXP AmEx raised its full-year EPS outlook, but revenue still missed by a whisker. "Rich people keep spending" is a thesis, not a force field.

$AXP "Trade Idea 4: Sell the October 23 Expiry 307.50/337.50 Strangle for a $2.45 credit." looks to expire, let IV fall thjen can buy to close or watch.

$AXP It's been over a year and the stock can't break this resistance. The resemblance to the 2000 price action is striking.

AMERICAN EXPRESS $AXP Q3’26 EARNINGS HIGHLIGHTS - Revenue: $20.1B (Est. $20.12B) 🟡; +9% YoY - GAAP EPS: $5.42; +31% YoY - Adj. EPS: $4.68 (Est. $4.48) 🟢; +13% YoY - Pretax Income: $4.53B; +18% YoY - Net Income: $3.7B; +28% YoY FY26 Guide: - Adj. EPS: $17.60-$17.90 (Est. $17.63) 🟡 - EPS: $18.30-$18.60 - Revenue Growth: 10%

$AXP $303 was a gift. I loaded $payX and AXP after the market took them down more than 20% and they held up my portfolio today. I had several stocks in the green today , I am going to reload the semis next week and probably buy some $HOOD too. Beating this market is difficult, but if you see great companies that are printing money get taken down for no reason trust the past and be patient.