CFG Citizens Financial Group Inc

$CFG Q3 EPS came in at 1.41 dollars vs the 1.39 bar flagged this morning, net income 636 million dollars, up 29% YoY. Revenue was a touch light at 2.32B though, just under consensus. NII did the work, 1.68B with NIM at 3.19%, up 19bps YoY, and ROTCE hit 15.1%. They also raised the dividend 13% to 52 cents and lifted buyback capacity to 1.95B dollars.

$CFG Citizens Financial, a Providence-based bank with $234.5B in assets, added $1.3B of buyback capacity with its Q3 results, taking the total to $1.95B. The new $1.3B is about 4.9% of its ~$26.7B market value at $63.43 (16:00 ET, Oct 15, 2026). Other side: it guides only ~$200M of Q4 buybacks, and tangible book/share fell 6.6% QoQ to $35.78 on higher long-term rates. Next: Q4 guide has NII up ~2.5-3%, CET1 ~10.6-10.7%; the dividend, raised 13% to $0.52, pays Nov 13.

$CFG Q3 '26 Earnings Results & Recap • Reported GAAP EPS of $1.41 up 34.29% YoY • Reported revenue of $2.32B up 9.63% YoY

$CFG Citizens reports Q3 before the open today, call at 9. Consensus sits at 1.39 dollars of EPS on 2.34 billion dollars of revenue (MarketBeat), up 32% and 10% from a year ago. Management guided Q3 net interest income up 2.5% to 3.5% sequentially. That line has to do most of the work to clear a bar that high.