
• Reported GAAP EPS of -$0.29 up 30.95% YoY • Reported revenue of $228.1M up 53.29% YoY • Lemonade secured an additional $200M in financing for sales and marketing growth efforts from January 1, 2026, through December 31, 2026, under an amended Customer Investment Agreement.
Bullish
Lemonade is driving growth through its AI-powered platform for efficient customer acquisition and retention, expanding product offerings across various insurance lines, and strategic international and domestic market expansion.
Bearish
Lemonade faces ongoing profitability challenges with an accumulated deficit, risks from its AI algorithms failing or being restricted by evolving regulations, and potential unavailability or increased cost of reinsurance.