MA Mastercard Inc

Mastercard $MA launches new risk intelligence tool to make crypto stablecoin payments safer.

Annualized growth from 2020–2025: $MA Revenue: 16.5% Net income: 18.5% EPS: 21.0% $AAPL Revenue: 8.7% Net income: 14.3% EPS: 17.9% $V Revenue: 12.9% Net income: 13.6% EPS: 15.8% $MSFT Revenue: 14.5% Net income: 18.1% EPS: 18.8% $WM Revenue: 10.6% Net income: 12.6% EPS: 13.7% What do you notice? EPS growing faster than net income, and net income growing faster than revenue. 1. When profits grow faster than revenue, the business is keeping more of each sales dollar (margin expansion) 2. When shares are being bought back, it will boost EPS growth

$MA and $V are likely my favorite investments. They steadily compound without attracting constant headlines, making them perfect for a buy-and-hold strategy that lets you sleep soundly at night. The stock is now at the neckline for this bullish inverted h/s set up. We may see the upper resistance trendline on the breakout. Congrats longs.

$MA $V $AXP Stock Period Approx. total return Per year $10,000 became Mastercard (MA)Oct 2006 to Oct 2026~89x~25%~$890,000 Visa (V)Mar 2008 to Sep 2026~30.6x~20%~$306,000 American Express (AXP)Oct 2006 to Oct 2026~7.2x~10%~$72,000

$MA $RZLV I remember when a certain certified paid pumper would post messages directly from Rezolve. Sometimes he forgot to change up the tense. The result is he sometimes claimed to be places he wasn’t. Your post reminds me of that.

What’s going on with $MA? They have a couple of bonds maturing within the next year, including one in November and three more due in 2027. I know they already issued a couple of bonds at higher rates in June. With that, plus an economy that doesn’t seem to be doing so well and consumers cutting back on spending, how is this stock still flying so high?

$MA up ~4% today after the Q3 beat. Value-added services revenue grew 19% y/y vs 11% for the core payment network, so the faster piece keeps getting bigger. Hard not to like that tbh. Bullish

$MA $V how can these 2 keep growing? is the growth coming from africa or from the young generation replacing the old generations who used cash? because we lost Russian, we are losing china as market. we will eventually lose brazil and india. how can it keep growing? i hope the stupid Europe doesnt implement its own network. I will refuse to use it but yeah, it will drop my 2 stocks. what keeps the growth here?

$MA reported earnings before the open: adjusted EPS of $5.31 vs. $5.17 estimated, a beat of 2.7%. I used Stock Meadow to review the results.

MASTERCARD $MA Q3’26 EARNINGS HIGHLIGHTS 🔹 Revenue: $9.8B (Est. $9.65B) 🟢; +14% YoY 🔹 Adj. EPS: $5.31 (Est. $5.16) 🟢; +21% YoY 🔹 Adjusted Net Income: $4.7B; +17% YoY 🔹 Adjusted Operating Margin: 60.5%; +70 bps YoY Segment Net Revenue: 🔹 Payment Network: +11% YoY 🔹 Value-Added Services & Solutions: +19% YoY Other Q3 Metrics: 🔹 Gross Dollar Volume: $3.0T; +7% local currency 🔹 Purchase Volume: +9% local currency 🔹 Cross-Border Volume: +11% local currency 🔹 Switched Transactions: +9% YoY 🔹 Cards Issued: 3.8B Capital Return: 🔹 Buybacks: 5.3M shares for $3.0B 🔹 Dividends: $763M Comments: 🔸 “Another strong quarter for Mastercard, delivering net revenue growth of 14%. More Mastercard credentials in more hands give us a powerful foundation, backed by our global reach and innovation. From advancing Agentic Commerce to our new Global Money Platform through BVNK, we’re shaping how people pay, manage and exchange across currencies. We’re not waiting for the future of commerce. We’re building it.”

$MA closed BVNK on August 3 and the 10-Q allocation is pretty concentrated. Goodwill was 1,271 million dollars of the 1,556 million dollars in net assets acquired, about 82 percent. Identified intangibles were only 363 million dollars, split between developed technology at 238 million dollars and customer relationships at 125 million dollars. Mastercard left pro forma results out, calling the impact immaterial.

$MA: Burke update: preliminary approval is done, final approval is not. The Feb 17, 2027 fairness hearing decides if payments can move at all. Claims stay open to Feb 10, no documents needed. Open Class Actions.

If you could only own ONE for the next decade: $MA or $V? No diversification allowed. Pick your side.

$MA: payments in the Burke ATM settlement will be emailed, so file with an email and mobile you will still have next year. Mastercard pays $78.725M, claims close Feb 10, 2027, no documents to file. Open Class Actions.

$MA: paid a surcharge at a convenience store, bar or hotel ATM since Oct 2007? That is the Burke nonbank ATM case, not bank ATMs. Claims are open with no documents to file. Deadline Feb 10, 2027. Open Class Actions.

$MA breaking out above its #call #wall $600 #IBDpartner FYI knowing where the call/put wall is and what to expect when it gets there or above/below is a major consideration. Don't trade without it. LOL. If you have no idea what I'm talking about you need to #study. I consider this knowledge critical to success as a trader. Just saying. Your wallet as always says..

$MA accrued liability for the U.S. merchant interchange cases was 156 million dollars at Sep 30, down from 637 million dollars at year end after payments made during 2026. Q3 still took a 74 million dollar litigation charge, mostly settlements with merchants who opted out. Only two opt-outs are left unsettled, Block and Intuit, and they are seeking over 5 billion dollars in single damages, with summary judgment briefing running through the rest of 2026.

Follow-up on $MA: closed +4.2%, right on top of where the short call would have been (+4.1% out). Wednesday’s ±2.8% implied move was too thin to sell; the old ±3.5% would have covered it. Skipping a trade when the numbers change is a position too.

$MA Does Mastercard's 22% EPS jump hold up when its nine-month operating cash flow fell about 6%? 🏢 Mastercard, the card payments network worth about $538.29B at $610.31 a share at 16:00 ET on October 28, 2026, reported Q3 net income up 18% to $4.6B and diluted EPS up 22% to $5.28 on net revenue up 14% to $9.8B 📉 Its cash from operations for the first nine months of 2026 fell to $11,859M from $12,646M a year earlier, about 6% lower, while nine-month net income rose 18% to $12.9B 📈 On the other side, Q3 operating income rose 16% to $5.9B, the operating margin widened to 59.8% from 58.8% and value-added services revenue grew 19%, so the core business is still growing at a double-digit pace 📅 Next: Management hosts its Q3 call at 9:00 a.m. ET today, October 29, 2026, and the release itself gives no outlook Source: SEC 8-K, Oct 29 (Q3 2026 earnings release)

$MA Q3 net revenue rose 14% to 9.807 billion dollars and adjusted EPS rose 21% to 5.31 dollars, ahead of the 5.17 dollar consensus. Services are still outrunning the network itself. Value-added services revenue grew 19% to 4.058 billion dollars, about 41% of total revenue now, vs payment network revenue up 11%. Cross-border assessments rose 16% too, on cross-border volume up just 11%, so pricing and mix are still doing a lot of the work. Gross dollar volume grew 7% in local currency and switched transactions 9% to 49.3 billion. Revenue is compounding a lot faster than the volume underneath it.