Latest Earnings Results: Q3 '26
Estimated EPS
$1.95
Reported EPS
$2.00
Surprise
+2.56%
Estimated Rev
$89.65M
Reported Rev
$89.85M
Surprise
+0.23%
Tompkins Financial reported third quarter of 2026 net interest income of $77.3M, net interest margin of 3.65%, diluted EPS of $2.00, and net income of $28.7M.
Bullish Takeaway
Tompkins Financial reported year-over-year diluted EPS growth, higher net interest margin alongside increased net interest income, and growth in period-end loans and deposits.
Bearish Takeaway
Tompkins Financial's noninterest income declined following the TIA sale; credit-loss provision and Special Mention/Substandard balances increased, including two commercial real estate relationships; diluted EPS and net income decreased sequentially.
Generated by Stocktwits using AI and company-reported earnings data for Q3 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.
Historical Earnings
Quarterly
Annual
EPS
Revenue
| Fiscal Period | Estimated | Reported | Surprise | Result |
|---|---|---|---|---|
Q4 '26 | $2.02 | -- | -- | N/A |
Q3 '26 | $1.95 | $2.00 | 2.56% | BEAT |
Q2 '26 | $1.82 | $2.04 | 12.09% | BEAT |
Q1 '26 | $1.75 | $1.82 | 3.70% | BEAT |
Q4 '25 | $1.71 | $6.70 | 291.81% | BEAT |