SOFI SoFi Technologies Inc

$SOFI I should had get out from this POS at 19$ take the L and run But I wanted to break even at least so now Im in a much much bigger shit with this POS

Big news from $SOFI this morning. SoFi just launched SoFi Earn (SOFIE), the first nationally chartered bank-issued tokenized deposit for consumers, according to the company. Members can earn 4.40% APY on FDIC-insured deposits, then convert them into SoFiUSD to buy crypto or move money 24/7. What excites me most is how quickly SoFi is building out its digital asset ecosystem. This could bring in more deposits, attract new customers, and give existing members another reason to keep their money at SoFi. I genuinely think we’re watching SoFi build something special here.

Imagine growing your company 40% and seeing your stock dumped DAY AFTER DAY. Not easy mentally for Noto I'm guessing. But I will keep backing him. $SOFI

$SOFI 🏦📱 An incredible risk/reward setup! SoFi is wildly oversold at these levels. 🏹 The moment the Iran conflict settles and interest rates finally start falling, this stock is going to move—and it’s going to move FAST! 🌪️

$SOFI Chym has a 12B Market Cap and far from profitable vs SoFi has a 19B Market Cap and expects .60 cents the next year. SoFi in comparison is far undervalued

$SOFI As a long term holder, wanted to personally say Fk you Noto, Fk you Trump, fk this war, fk Sofi and fk me for buying this garbage over RH. Can’t wait to sell this dump and never look back. It’s exhausting holding this stock.

$SOFI How crazy is it that you can click the five-year chart right here on Stocktwits and still see red? Five years of execution, partnerships, and business growth—and this is where shareholders stand. It’s always a “buying opportunity.” It was at $30, $26, $21, $19, $15… At some point, shareholders want to see those opportunities translate into returns. Sentiment is sh!t. Over on X, Noto’s posts are flooded with negativity. You can argue he’s executing and blame the economic environment, but SoFi isn’t the only company operating in it. If management gets credit when shareholders gain value, it should face accountability when they don’t. That doesn’t mean every drop is Noto’s fault. But “he’s doing everything right” gets harder to accept when five years of progress still leaves shareholders looking at red.

$SOFI Geeez! What a mess Trump and the Republicans have made of this economy. Democrats are going to win both the Senate and the House for sure..

$SOFI NOW it seems like every time Noto posts about a new product or service, the stock drops. It’s almost like the market just doesn’t believe him. And with that face exuding so much excitement and enthusiasm, I can’t imagine why the market isn’t excited too. Yes, that’s sarcasm. But seriously, we’re down 43.6% YTD, and there’s nothing exciting about that unless you’ve been shorting it all the way down. I’m struggling to imagine what surprise at earnings would actually turn this around. It’s not just about beating expectations. Guidance has to give the market a reason to believe—and the market has to buy it. I’ll take the wait-and-see approach, but honestly, a nice pump and actually keeping the gains would be enough of a surprise for me. Truth be told, I don’t want to give it all back an hour, a day, a week, or a month later. I want a recovery that lasts. No doubt there are many who feel the same way.

$SOFI The CEO has nothing to do with the macro environment, he's already bought shares on the open market and unlike some fools here Noto knows you never go all in on one investment. If you've missed the AI trade that's on you, get smarter...learn from this.

$SOFI I’m reminded about one of the great comedians ever when I think about Sofi! No respect.

$SOFI The only reason to be upset is if you're not long here. I am long and accumulating as many shares as I can get my hands on. I do all my finances with Sofi and they're 2nd to none. Riding this into the sunset. Oversold is an understatement IMO.

$SOFI Correct and Institutions have been buying up Sofi shares over the last 3 months. It has been retail that has been selling. SOFI is at its lowest PE since it became profitable over 3 years ago. What an Opportunity!

$SOFI Ok people who say SOFI always dips after earnings. Here are some numbers. Current (ttm) P/E at the time of the Q2 is about 37.6. Its PEG ratio is sitting right around 0.6. These are conservative numbers for a stock with as much growth as SOFI has, especially for the fact that they’ve been profitable for almost two years. Not totally crazy though in a rising rate environment. You can argue it’s appropriate. Using current projections, if the earnings numbers come in exactly as expected, those numbers dip to a 27 P/E and about 0.42 PEG ratio. That. Is. Insane. This company can’t continue to grow at over rule of 70, earn money, create innovative products, and trade like a consumer goods stock. These numbers are below fricken Colgate. COLGATE! Colgate has a 34.5 (ttm) P/E and a 1.6 PEG ratio. Ridiculous. If numbers come in as expected the institutions will have to buy this stock. It will be too cheap. A beat??… And the shorts……. We know what happens to the shorts….

$SOFI Funny thing, I just saw some advertising from Bank of America and they specifically mention using them instead of a fintech. Did you know that legacy banks have closed approximately 25% of branches across the country since 2009. Less than 10% of Gen Z uses a legacy bank. Fintech is definitely a major disrupter.

$SOFI reports Tuesday. My numbers: $1.29B revenue and $0.17 EPS vs Street ~$1.25B / $0.167. I think they raise the guide again. NFA

$SOFI once upon a time, this used to run up in anticipation of earnings. That was before the tech platform side of the business bombed, wiping out growth on the consolidated level. Now they have to prove themselves with actual GAAP EPS.

I think investors sometimes get too caught up in direct competitors. $SOFI isn’t only competing with banks. It’s competing with having your financial life spread across multiple apps. $AMZN isn’t only competing with retailers. It’s competing with the inconvenience of going somewhere to buy something. $NOW isn’t only competing with software companies. It’s competing with businesses still doing important work manually. Sometimes understanding the real competition tells you a lot more about the opportunity.

$SOFI Two trading days before Sofi's 3rd qtr earnings and forward guidance conference call. Expecting a Triple or Quadruple Beat. Also Sofi's consensus analyst rating has moved up to .oderate Buy!

$SOFI I have bids sitting at $13.65 and $11.65.. Very tempted to remove the $13.65 order because we didn't wick quite that low recently. Earnings would probably send it straight through $13.65 and to the $11-$12 level