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Bitcoin is the world's first decentralized cryptocurrency, created in 2009 by the pseudonymous Satoshi Nakamoto. It enables peer-to-peer electronic cash transactions without intermediaries like banks or governments, operating on a blockchain secured by Proof of Work mining and the SHA-256 cryptographic algorithm.   With a fixed supply cap of 21 million coins and programmatic halvings every four years that reduce miner rewards, Bitcoin is designed as a deflationary digital asset often called "digital gold." Its value stems from solving the double-spending problem without trusted intermediaries, creating the first truly scarce digital asset with censorship resistance and permissionless access that no government, corporation, or individual can control.  Bitcoin operates as a decentralized peer-to-peer network where transactions are recorded on a public ledger called the blockchain, distributed across thousands of computers globally. Transactions are grouped into blocks added approximately every 10 minutes through mining, where specialized computers compete to solve complex mathematical puzzles.   Bitcoin has achieved mainstream adoption through multiple vectors. The January 2024 SEC approval of 11 spot Bitcoin ETFs opened Bitcoin investment to traditional finance participants, and corporations like Strategy (formerly MicroStrategy) are using Bitcoin as a treasury reserve asset to protect against currency debasement, offering MSTR holders amplified exposure to Bitcoin.   The Bitcoin ecosystem continues to evolve with innovations like Ordinals, which emerged in January 2023 to enable NFT-like functionality directly on Bitcoin, and BRC-20 tokens, an experimental standard for creating fungible tokens using Ordinal inscriptions. BTCFi (Bitcoin Finance) represents emerging financial applications extending beyond Bitcoin's traditional role, with protocols like Babylon allowing Bitcoin holders to stake BTC to secure Proof of Stake chains.

Bitcoin

Bitcoin is experiencing a notable price decline, prompting widespread community debate on whether it signifies a buying opportunity or further downside, particularly amidst trending rumors associating its origins with Jeffrey Epstein.

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

PayPal Holdings Inc

PayPal is trending after an earnings miss and weak guidance, compounded by a leadership change, triggering a steep sell-off as the community sharply divides between those labeling it 'PainPal' on a path to further declines and others viewing it as an 'oversold' deep value opportunity given its low valuation and share repurchase program.

NVIDIA Corp. engages in the design and manufacture of computer graphics processors, chipsets, and related multimedia software. It operates through the following segments: Graphics Processing Unit (GPU) and Compute & Networking. The Graphics segment includes GeForce GPUs for gaming and PCs, the GeForce NOW game streaming service and related infrastructure, Quadro and NVIDIA RTX GPUs for enterprise workstation graphics, virtual GPU, or vGPU, software for cloud-based visual and virtual computing, automotive platforms for infotainment systems, and Omniverse Enterprise software for building and operating metaverse and 3D internet applications. The Compute & Networking segment consists of Data Center accelerated computing platforms and end-to-end networking platforms including Quantum for InfiniBand and Spectrum for Ethernet, NVIDIA DRIVE automated-driving platform and automotive development agreements, Jetson robotics and other embedded platforms, NVIDIA AI Enterprise and other software, and DGX Cloud software and services. The company was founded by Jen Hsun Huang, Chris A. Malachowsky, and Curtis R. Priem in April 1993 and is headquartered in Santa Clara, CA.

NVIDIA Corp

NVIDIA is trending amidst conflicting reports concerning OpenAI's satisfaction with its chips and potential search for alternatives, generating widespread community debate about market manipulation and whether the current dip presents a buying opportunity or signals broader tech weakness.

Advanced Micro Devices, Inc. engages in the provision of semiconductor businesses. It operates through the following segments: Data Center, Client, Gaming, and Embedded. The Data Center segment includes server-class CPUs, GPUs, AI accelerators, DPUs, FPGAs, SmartNICs, and Adaptive SoC products. The Client segment refers to the computing platforms, which are a collection of technologies that are designed to work together to provide a more complete computing solution. The Gaming segment is a fundamental component across many products and can be found in APU, GPU, SoC or a combination of a discrete GPU with another product working in tandem. The Embedded segment focuses on the embedded CPUs, GPUs, APUs, FPGAs, and Adaptive SoC products. The company was founded by W. J. Sanders III on May 1, 1969 and is headquartered in Santa Clara, CA.

Advanced Micro Devices Inc.

Advanced Micro Devices Inc

AMD is actively discussed ahead of its earnings report, with the community anticipating robust AI chip demand and potential market share gains, fueled by recent speculation of OpenAI seeking alternatives to rival semiconductor providers. However, some traders remain cautious of a "sell the news" reaction, despite bullish long-term sentiment.

Snap, Inc. operates as a technology company, which engages in the provision of a visual messaging application that was created to help people communicate through short videos and images. The company was founded by Frank Reginald Brown IV, Evan Thomas Spiegel, and Robert C. Murphy in 2010 and is headquartered in Santa Monica, CA.

Snap Inc - Ordinary Shares - Class A

Snap Inc

SNAP is a major talking point amid a significant stock price decline ahead of its earnings report, fueling community debate over CEO leadership and perceived undervaluation, while proposed global age restrictions on social media and the company's AR glasses spin-off add to the trending conversation.

Super Micro Computer, Inc. engages in the distribution and manufacture of information technology solutions and other computer products. Its products include twin solutions, MP servers, GPU and coprocessor, MicroCloud, AMD solutions, power supplies, SuperServer, storage, motherboards, chassis, super workstations, accessories, SuperRack and server management products. The company was founded by Charles Liang, Yih-Shyan Liaw, Sara Liu, and Chiu-Chu Liu Liang in September 1993 and is headquartered in San Jose, CA.

Super Micro Computer Inc

Super Micro Computer is trending as the community eagerly anticipates its upcoming earnings report, widely debated for its potential to deliver a significant revenue beat and trigger a short squeeze. Amid discussions on margin improvements and management's performance, the company's crucial role in AI infrastructure, including its ties to Elon Musk's xAI, fuels high expectations for forward guidance.

Gorilla Technology Group, Inc. engages in the provision of video intelligence, Internet of Things (IoT) security, edge AI data analytics, and operational technology security solutions and services in Asia Pacific. It operates through the following segments: Video IoT, Security Convergence, and Other. The company was founded by Spincer Koh in May 2001 and is headquartered in London, the United Kingdom.

Gorilla Technology Group Inc

Gorilla Technology is trending amid a sharp price decline, with many in the community attributing the drop to short-seller manipulation despite strong fundamentals. While longs highlight a significant contracted backlog and AI data center pipeline, viewing current levels as a buying opportunity, others express frustration over the stock's consistent underperformance and question management's ability to drive sustained growth.

Novo Nordisk A/S is a global healthcare company, which engages in the discovery, development, manufacturing and marketing of pharmaceutical products. It operates through the Diabetes and Obesity Care, and Rare Disease segments. The Diabetes and Obesity Care segment includes diabetes, obesity, cardiovascular, and emerging therapy areas. The Rare Disease segment refers to rare blood disorders, rare endocrine disorders, and hormone replacement therapy. The company was founded by Harald Pedersen and Thorvald Pedersen in 1923 is headquartered in Bagsværd, Denmark.

Novo Nordisk - ADR

Novo Nordisk A/S

Novo Nordisk shares plunged following cautious 2026 guidance that forecasts a sales and operating profit decline amid U.S. pricing pressure and patent expirations, prompting a simultaneous share repurchase announcement. Despite the negative outlook, the community largely views the sell-off as an overreaction, pointing to surprisingly strong early uptake of the oral Wegovy pill and positive CagriSema trial results as key long-term growth drivers against rising competition.

Palantir Technologies, Inc. engages in the business of building and deploying software platforms that serve as the central operating systems for its customers. It operates through the Commercial and Government segments. The Commercial segment focuses on customers working in non-government industries. The Government segment is involved in providing services to customers that are the United States government and non-United States government agencies. Its platforms are widely used in areas such as defense, intelligence, healthcare, energy, and financial services, supporting data integration, large-scale analytics, and operational decision-making. The company was founded by Alexander Ceadmon Karp, Peter Andreas Thiel, Stephen Cohen, Joseph Lonsdale, and Nathan Dale Gettings in 2003 and is headquartered in Denver, CO.

Palantir Technologies Inc - Ordinary Shares - Class A

Palantir Technologies Inc

Palantir is currently driving significant conversation following its strong quarterly earnings report and raised future guidance, which validates its pivotal role in AI solutions for both commercial and government sectors. Despite a challenging broader market, the community is actively discussing its impressive growth and high valuation, with many anticipating further upside driven by institutional interest.

Invesco Capital Management LLC - Invesco QQQ Trust Series 1

QQQ is trending as the US House passing a government funding bill prompts debate about a potential "V-shaped" market recovery, though many traders remain cautious, fearing a "bull trap" amidst broader concerns over an "AI bubble" and shifts in tech leadership. The community is actively discussing whether a sustained rebound or further "bloodbath" in tech is imminent, with upcoming AMD earnings also a key focus.

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https://seekingalpha.com/article/4860503-8-percent-vs-4-percent-rule-is-dave-ramseys-retirement-math-dangerous 
 
4% vs 8% withdrawals isn’t the real debate. 
It’s how you withdraw. 
Dave Ramsey’s 8% works only with flexible income and 100% equities — not inflation-adjusted spending. Monte Carlo simulations show why sequence risk matters. 
 
$VOO $QQQ $SCHD $EFA 
#Retirement #FIRE #CFP #Investing 📉📊

Jason Schmeckpeper

The "4% rule" isn't one rule - fixed percentage, fixed dollar, and inflation-adjusted withdrawals behave very differently in real markets.

Seeking Alpha

8% Vs. 4% Rule: Is Dave Ramsey's Retirement Math Dangerous?

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4% vs 8% withdrawals isn’t the real debate. 
It’s how you withdraw. 
Dave Ramsey’s 8% works only with flexible income and 100% equities — not inflation-adjusted spending. Monte Carlo simulations show why sequence risk matters. 
 
