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symbol logo$NU Q1 '25 Earnings Results & Recap Nu Holdings' Q1 2025 EPS of $0.11 missed estimates of $0.12 and revenue of $3.25B exceeded estimates of $2.83B; the company reported strong customer growth and record loan originations despite a sequential decline in gross profit and a drop in NIM, signaling a mixed outlook.
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Alphasearch
My writeup has more metrics and explain why the stock is up, not down. Focus on the growth! While NIM is an important metric it is not a loss but a difference between a banks interest income and interest expense, relative earning assets. The bank increasing credit loss allowances is also not a loss and does not mean they are losing on loans. They are reserves and if the losses don't pan out they come back to earnings. NU is being conservative which is prudent given all of the tariff impacts. stocktwits.com/Alphasearch/...

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