Ripple Rolls Out Treasury Platform Upgrade To Combine DAT Crypto, Cash Management

• Ripple said the aim of its new product is to make cryptocurrencies function like cash within treasury workflows, eliminating the need for separate processes.
• The rollout follows Ripple’s acquisition of GTreasury and is currently available to select customers in beta.
• Large institutions such as JPMorgan and BNY Mellon are also expanding blockchain-based financial infrastructure.

Ripple (XRP) announced on Wednesday the launch of Digital Asset Accounts and Unified Treasury within its treasury management platform to make it easier for companies to manage cryptocurrencies and fiat balances within the same interface.

The company said digital asset treasuries (DATs) would be able to manage balances across different bank accounts, custody providers and on-chain wallets on a unified dashboard. It added that no other treasury management platform currently offers real-time visibility into both cash and digital assets. 

“The design principle behind both capabilities is that digital assets should behave exactly like cash within the platform,” said Mark Johnson, VP, Global Product, Ripple Treasury. “There is no separate digital asset workflow. Treasury teams shouldn’t have to think about whether a balance is on-chain or in a bank account – they should simply see their position.”

Ripple’s New Platform Aims to Simplify Corporate Crypto Management

The company that digital asset balances, including XRP and Ripple USD (RLUSD), would appear within the same account structure as cash, valued in real-time and recorded with the same discipline as every other transaction. 

XRP’s price rose 2.4% in the last 24 hours to around $1.35. Retail sentiment around the cryptocurrency on Stocktwits remained in ‘bearish’ territory over the past day. Meanwhile, retail sentiment around RLUSD flipped to ‘bearish’ from ‘bullish’ over the past day. 

Institutional Adoption Moves Toward Integration

Ripple said a 2026 survey of more than 1,000 global finance leaders found that 72% believe companies need a digital asset strategy to remain competitive.

Large financial institutions have already begun taking similar steps. JPMorgan Chase (JPM) expanded access to its blockchain-based deposit token, JPM Coin, allowing institutional clients to move funds with near real-time settlement. In capital markets, Securitize and BNY Mellon (BK) have partnered to bring instruments such as collateralized loan obligations onto blockchain networks.

Read also: Bitcoin Reclaims $68K But Ethereum Outpaces Gains Ahead Of Trump's Iran Speech

For updates and corrections, email newsroom[at]stocktwits[dot]com.