HDFC Bank Q2 results: Provisions drop sharply QoQ, earnings beat estimates

The country's largest private lender said its net profit rose to ₹18,641.3 crore, up from ₹16,821 crore in the year-ago period, exceeding market estimates of ₹17,252 crore, according to a CNBC-TV18 poll.
HDFC Bank Q2 results: Provisions drop sharply QoQ, earnings beat estimates
v
Profile Image
CNBCTV18·author
Published Oct 18, 2025   |   5:02 AM GMT-04
Share
·
Add us onAdd us on Google
HDFC Bank reported a 10.8% year-on-year increase in net profit for the September quarter, supported by stable growth in its loan book and continued improvement in asset quality.

The country's largest private lender said its net profit rose to ₹18,641.3 crore, up from ₹16,821 crore in the year-ago period, exceeding market estimates of ₹17,252 crore, according to a CNBC-TV18 poll.

Net interest income (NII) was at ₹31,551.5 crore, compared with ₹30,114 crore a year earlier, also above consensus estimates of ₹31,298 crore.

HDFC Bank’s gross non-performing assets (GNPA) declined to ₹34,289.5 crore, with the gross NPA ratio at 1.24%, down from 1.40% in the previous quarter.

Net NPAs were at ₹11,447.3 crore, translating into a net NPA ratio of 0.42%, compared with 0.47% in Q1 FY26.

Provisions for the quarter stood at ₹3,500.5 crore, lower than ₹14,441.6 crore in the previous quarter, but higher than ₹2,700.5 crore a year ago.
Share
·
Add us onAdd us on Google
Read about our editorial guidelines and ethics policy