Exchange: NYSE·Updated 07:34 PM EDT
Latest Earnings Results: Q2 '26

Reported: Jul 23

Estimated EPS

$2.74

Reported EPS

$3.55

Surprise

+29.69%

Estimated Rev

$958.19M

Reported Rev

$993M

Surprise

+3.63%

$BFH Q2 '26 Earnings Results & Recap • Reported GAAP EPS of $3.62 up 21.89% YoY • Reported revenue of $993M up 6.89% YoY • Bread Financial anticipates full year 2026 average loan and total revenue growth to be up low- to mid-single digits from 2025, with a net loss rate of 7.0% to 7.1%.

Generated by Stocktwits using AI and company-reported earnings data for Q2 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.

Historical Earnings

Quarterly

Annual

EPS

Revenue

Fiscal PeriodEstimatedReportedSurpriseResult
Q3 '26
$3.43
--
--
N/A
Q2 '26
$2.74
$3.55
29.69%
BEAT
Q1 '26
$3.16
$4.18
32.37%
BEAT
Q4 '25
$0.36
$2.07
468.37%
BEAT
Q3 '25
$2.32
$4.02
73.61%
BEAT

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