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SELLAS Life Sciences Group, Inc. is a clinical stage biopharmaceutical company, which engages in the development and commercialization of immunotherapeutic for cancer indications. Its product pipeline includes galinpepimut-S. The company was founded by Angelos M. Stergiou on April 3, 2006 and is headquartered in New York, NY.

SELLAS Life Sciences Group Inc

SELLAS Life Sciences is facing high volatility as investors speculate on the timing of the 80th clinical event, with the community actively debating whether the current price pullback is a healthy consolidation driven by warrant exercises and profit-taking or a sign of deeper fundamental issues. Long-term bulls remain focused on the upcoming REGAL Phase 3 data, while vocal dissenters continue to challenge the company's clinical history and transparency.

NIO, Inc. operates as a holding company, which engages in the design, development, manufacture, and sale of smart electric vehicles. It offers its products under the brands NIO, ONVO, and FIREFLY. The company was founded by Bin Li and Li Hong Qin on November 28, 2014 and is headquartered in Shanghai, China.

NIO Inc - ADR

NIO Inc

NIO is trending as the market reacts to strong quarterly financial results, including an earnings beat and bullish delivery guidance, which have fueled ongoing community debate over potential stock manipulation. Investors remain sharply divided between those viewing the current share price as a deep-value accumulation opportunity and those frustrated by persistent price volatility despite the company's improving fundamentals.

Applied Digital Corporation

Applied Digital is surging after announcing a significant 15-year hyperscaler lease for its fourth AI campus, fueling community excitement over a growing multibillion-dollar backlog and rising analyst price targets. Shareholders are actively debating the potential for an imminent short squeeze and expressing high conviction in the firm's long-term infrastructure strategy.

D-Wave Quantum, Inc. engages in the development and delivery of quantum computing systems, software, and services. It provides customers with access to the company’s quantum computing systems via the cloud in the form of quantum computing as a service. It offers professional services such as customer assistance in identifying and implementing quantum-computing applications. The company was founded on January 25, 2022 and is headquartered in Palo Alto, CA.

D-Wave Quantum Inc

D-Wave Quantum is trending following a proposed $100 million equity-backed investment from the U.S. government, sparking intense debate between bulls citing national strategic importance and bears pointing to fundamental concerns regarding low revenue and share dilution. The community remains deeply divided, with active discussion focusing on whether this government endorsement signals a long-term sector mandate or merely a volatile momentum play for speculative traders.

Arm Holdings Plc engages in the licensing, marketing, research, and development of microprocessors, systems IP, graphics processing units, physical IP and associated systems IP, software, and tools. It operates through the following geographical segments: United Kingdom, United States, and Other Countries. The company was founded on November 12, 1990 and is headquartered in Cambridge, the United Kingdom.

Arm Holdings plc. - ADR

Arm Holdings Plc.

Arm Holdings is experiencing extreme volatility as investors digest a combination of robust growth in its AGI CPU pipeline and concerns over supply constraints that capped near-term expectations. The community remains deeply divided, with many traders debating whether current price swings represent a healthy consolidation for a long-term AI infrastructure play or the bursting of a valuation bubble.

Intuit, Inc. engages in the provision of business and financial management solutions. It operates through the following segments: Small Business and Self-Employed, Consumer, Credit Karma, and ProTax. The Small Business and Self-Employed segment offers QuickBooks financial and business management online services and desktop software, payroll solutions, payment processing solutions, and financing for small businesses. The Consumer segment includes do-it-yourself and assisted TurboTax income tax preparation products and services. The Credit Karma segment serves consumers with a personal finance platform that provides personalized recommendations of credit cards, home, auto and personal loans, and insurance products, and online savings and checking accounts. The ProTax segment refers to the professional accountants in the U.S. and Canada, who are essential to both small business success and tax preparation and filing. The company was founded by Scott D. Cook and Thomas A. Proulx in March 1983 and is headquartered in Mountain View, CA.

Intuit Inc

Intuit shares are facing intense selling pressure following a double-beat earnings report, as investors focus on a 17% workforce reduction and concerns regarding competitive pricing headwinds. The community is sharply divided between those viewing the decline as a major buying opportunity due to strong fundamentals and share buybacks, and those fearing structural disruption from AI alternatives impacting the company's core tax software business.

Infleqtion, Inc. engages in delivering neutral atom solutions for quantum computing, networking, sensing, and security. Its products are categorized into computing, sensing, and cores. The company was founded on February 7, 2007, and is headquartered in Louisville, CO.

Infleqtion Inc. - Ordinary Shares - Class A

Infleqtion Inc.

Infleqtion is seeing massive momentum and extreme trading volume following news that the company secured a significant letter of intent for government funding to accelerate its neutral-atom quantum technology. The community is actively debating the company's valuation relative to its peers and the long-term strategic validation provided by federal equity stakes.

Enphase Energy, Inc. is a global energy technology company, which engages in the business of designing, developing, manufacturing, and selling home energy solutions that manage energy generation, energy storage, control, and communications on one intelligent platform. It operates through the following geographical segments: the United States, the Netherlands, and Others. The company was founded by Raghuveer R. Belur and Martin Fornage in March 2006 and is headquartered in Fremont, CA.

Enphase Energy Inc

Enphase Energy is generating intense debate as it pivots toward AI data center infrastructure through its new solid-state transformer technology, even as the stock faces downward pressure from ongoing challenges in the residential solar sector. While retail investors remain divided between viewing the move as a major long-term re-rating catalyst and concerns over persistent fundamental headwinds, high short interest has turned the ticker into a volatile battleground for active traders.

Rigetti Computing, Inc. provides full-stack quantum computing services. It serves global enterprise, government, and research clients through its Rigetti Quantum Cloud Services platform. The company was founded by Chad Rigetti in 2013 and is headquartered in Berkeley, CA.

Rigetti Computing Inc

Rigetti Computing (RGTI) is trending following a massive industry-wide rally triggered by reports of a multi-billion dollar U.S. government investment initiative in quantum technology. The community is sharply divided, with bulls pointing to the long-term strategic validation of the sector, while bears criticize the speculative valuations and high cash burn of these companies.

Walmart, Inc. engages in the retail and wholesale business. The company offers an assortment of merchandise and services at everyday low prices. It operates through the following business segments: Walmart U.S., Walmart International, and Sam's Club. The Walmart U.S. segment operates as a mass merchandiser of consumer products, operating under the Walmart and Walmart Neighborhood Market brands, including walmart.com. The Walmart International segment includes operations of wholly-owned subsidiaries in Canada, Chile, China, and Africa, and majority-owned subsidiaries in India, as well as Mexico and Central America. The Sam's Club segment manages membership-only warehouse clubs and operates samsclub.com. The company was founded by Samuel Moore Walton and James Lawrence Walton on July 2, 1962 and is headquartered in Bentonville, AR.

Walmart Inc

Walmart is currently trading near historical highs as investors lean into the stock as a defensive "safe haven" amidst broader market volatility and inflationary pressures. While the company faces intense scrutiny over its high valuation multiples, the community remains actively divided between those betting on continued growth through retail dominance and those expecting a significant pullback due to stretched fundamentals.

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<ul class="summary-bullets"><li>In an exclusive interview, CEO Scott Sanborn said that the rebrand to Happen Bank reflects a shift toward becoming a multi-product consumer banking platform.</li><li>Sanborn added that the expanded offerings now allow the company to “go up the funnel” in advertising and reach a wider audience.</li><li>He stated that future marketing decisions will remain data-driven, relying on testing rather than large, one-off bets.</li></ul>LendingClub (LC) CEO Scott Sanborn told Stocktwits that the company’s rebrand to Happen Bank moves to expand beyond its origins as a personal lending marketplace and compete more directly with SoFi Technologies (SOFI) for mainstream consumer banking customers.“When we were LendingClub, and the only product we had was personal loans, television — buying a stadium for $25 million a year — doesn’t make any sense,” he said in an <a class="st-link-external" target="_blank" rel="noopener noreferrer nofollow" href="https://youtu.be/p7kLYo1QGZ8">exclusive interview</a> with Stocktwits’ Michele Steele. “There are too few people in that audience who need our product at the time we’re in front of them.”SoFi, on the other hand,&nbsp;<a class="st-link-external" target="_blank" rel="noopener noreferrer nofollow" href="https://www.espn.in/nfl/story/_/id/27620868/rams-chargers-new-home-named-sofi-stadium">secured</a> the naming rights deal for SoFi Stadium in September 2019 for 20 years, with annual payments exceeding $30 million. At the time, it was one of the highest naming rights fees in sports history.&nbsp;The company announced its rebrand alongside its first quarter (Q1) earnings. The company reported Q1 adjusted earnings per share of $0.44, beating the expected $0.36 per share, according to Koyfin data. Revenue came in at $252 million, higher than Wall Street’s estimate of $249 million.<h2 class="st-heading-2">Why The Economics Finally Work</h2>According to Sanborn, mass-market advertising only pays when the product stack is broad enough that any viewer has a meaningful probability of needing something you offer. A single-product lender fails that test every time. With Happen Bank offering checking, savings, personal loans, auto refinancing, home improvement financing, and home equity loans, new avenues open up.&nbsp;Happen Bank launched its home improvement loan weeks ago through a WiseTech partnership. Sanborn said home equity is in testing with strong early results.&nbsp;<blockquote>“The rebrand, the broader product mix, will open up the ability to go up the funnel in advertising. We will do that the same way we do everything, which is informed by data and lots of testing.”&nbsp;– Scott Sanborn, Chief Executive, LendingClub</blockquote>The product footprint has finally crossed the threshold where the SoFi playbook makes financial sense.<h2 class="st-heading-2">SoFi Vs LendingClub</h2>SoFi’s growth has been driven in part by aggressive brand-building and a broad financial ecosystem targeting high-credit consumers. The company has expanded membership rapidly in recent years, supported by cross-selling multiple financial products.LendingClub, by contrast, has historically relied more on marketplace lending and a hybrid banking model. While both companies offer unsecured personal loans with similar terms, their strategies have diverged in customer acquisition and brand positioning.<a href="https://stocktwits.com/symbol/LC/">LC’s stock</a> gained as much as 2.3% in premarket trade on Wednesday. Retail sentiment on Stocktwits around the company trended in ‘extremely bullish’ territory over the past day, accompanied by ‘extremely high’ levels of chatter.&nbsp;<figure class="image"><img src="https://news.stocktwits-cdn.com/Screenshot_2026_04_29_061007_png_e5cd295b8b.webp" alt="Screenshot 2026-04-29 061007.png" width="1253" height="144"><figcaption>LC retail sentiment and message volume on April 29 as of 6:50 a.m. ET | Source: Stocktwits</figcaption></figure><a href="https://stocktwits.com/symbol/SOFI">SOFI’s stock</a> also moved more than 2% higher in pre-market trade and was among the top trending tickers on Stocktwits ahead of the Q1 earnings call before market open. Retail sentiment around the company flipped to ‘bullish’ from ‘bearish’ over the past day, and chatter rose to ‘high’ from ‘normal’ levels.&nbsp;<figure class="image"><img src="https://news.stocktwits-cdn.com/Screenshot_2026_04_29_060950_png_9384df6373.webp" alt="Screenshot 2026-04-29 060950.png" width="1270" height="149"><figcaption>SOFI retail sentiment and message volume on April 29 as of 6:50 a.m. ET | Source: Stocktwits</figcaption></figure>Some users on the platform pointed to SoFi’s faster membership growth, suggesting LendingClub may need to scale marketing more aggressively to compete. Others focused on execution, arguing that the company’s expanded product suite now needs stronger promotion to drive adoption.<stembedurl>https://www.stocktwits.com/keremoner/message/651143592</stembedurl>LC’s stock has fallen more than 11% so far this year, while SOFI’s stock is down more than 30%.&nbsp;Read also:&nbsp;<a href="https://stocktwits.com/news-articles/markets/cryptocurrency/michael-saylor-predicts-bitcoin-supply-shock-amid-mstr-buying-spree/cZB8uk2Re5y">Michael Saylor Predicts Bitcoin ‘Supply Shock’ Amid MSTR’s Buying Spree – Sees ‘Cambrian’ Explosion Ahead</a>For updates and corrections, email newsroom[at]stocktwits[dot]com.

Facade of LendingClub high-rise with logo visible, reflecting surrounding skyscrapers in the Financial District, San Francisco, California, March 18, 2025. (Photo by Smith Collection/Gado/Getty Images)

EXCLUSIVE: The Rebrand That Puts LendingClub In SoFi's Lane — CEO Scott Sanborn Explains Why The Happen Bank Rebrand Is Built For Mass-Market

In an interview with Stocktwits, LendingClub CEO Scott Sanborn said large-scale advertising did not make sense when the company only offered personal loans, since too few viewers would need that product at any given time.

EXCLUSIVE: LendingClub CEO Explains Why Happen Bank Rebrand Puts Company In SoFi’s Lane

Equity

In an interview with Stocktwits, LendingClub CEO Scott Sanborn said large-scale advertising did not make sense when the company only offered personal loans, since too few viewers would need that product at any given time.


<ul class="summary-bullets"><li>Wells Fargo said Klarna’s transaction margin expectations look light.</li><li>Keefe Bruyette, however, raised its price target to $26 from $25 and kept an ‘Overweight’ rating.</li><li>The company reported a Q4 net loss of $26 million, compared with a $40 million profit a year earlier.</li></ul>Shares of Klarna Group (KLAR) found some respite in pre-market trading on Friday, a day after suffering their steepest intraday drop on record, as investors reacted negatively to the company’s fourth-quarter net loss and a weaker-than-expected outlook for the current quarter.<a href="https://stocktwits.com/symbol/KLAR">KLAR stock</a> was trading 2% higher at the time of writing. According to Stocktwits data, retail chatter on the platform increased by more than 1,640% over the past 24 hours.<h2 class="st-heading-2">Q4 Net Loss, Weak Guidance Overshadow Revenue Growth&nbsp;</h2>KLAR shares closed nearly 27% lower on Thursday, after the company <a href="https://stocktwits.com/news-articles/markets/equity/klar-stock-gets-whacked-after-q4-loss-weak-forecast-retail-investors-are-shrugging-it-off/cZRZ8RQR4Dj">reported</a> a Q4 net loss of $26 million, compared with a $40 million profit a year earlier. It was significantly wider than Street’s estimate of a loss of $8.8 million. Revenue rose 38% to $1.08 billion, slightly above estimates.For the first quarter of fiscal 2026, Klarna expects revenue of $900 million to $980 million, compared with estimates of $965.1 million. Gross merchandise value is projected at $32 billion to $33 billion, also below consensus estimates.<h2 class="st-heading-2">Analysts Split: Klarna’s Profitability Takes Centre Stage</h2>Brokerage reactions were mixed, as Wells Fargo and Morgan Stanley diverged from Keefe Bruyette’s stance and lowered their price targets on the stock, according to The Fly.Morgan Stanley lowered its price target on Klarna to $16 from $23 and maintained an ‘Equal Weight rating, signaling a 15% upside to the stock’s closing price of $13.85 on Thursday. The firm added that the stock’s 27% drop after earnings shows how urgently Klarna must focus on “becoming more meaningfully profitable”.Wells Fargo cut its price target to $32 from $45 but maintained an ‘Overweight’ rating. The firm said Klarna beat fourth-quarter estimates for gross merchandise value and revenue, but transaction margins missed expectations due to increased use of its banking and financing products, and margin guidance looked light.Meanwhile, Keefe Bruyette raised its price target on Klarna to $26 from $25 and kept an ‘Outperform’ rating.<h2 class="st-heading-2">Retail Traders Turn ‘Extremely Bullish’&nbsp;</h2>Retail sentiment on Stocktwits turned ‘extremely bullish’ from ‘bullish’ a day earlier, amid ‘extremely high’ message volumes. KLAR was also among the top trending tickers on the platform at the time of writing.<img src="https://news.stocktwits-cdn.com/KLAR_jpg_4875a0181d.webp" alt="KLAR.jpg">One user noted two price gaps on the chart at $18.84 and $25.45 and expects the stock to climb to $18 in the next couple of weeks.<stembedurl>https://stocktwits.com/StockAnalysis79/message/645414438</stembedurl>Another user expects a 4-5% dead cat bounce (DCB). DCB is a temporary recovery in a downtrend.<stembedurl>https://stocktwits.com/coveredcall123/message/645413168</stembedurl>The stock has tanked more than 50% so far in 2026.Read also: <a href="https://stocktwits.com/news-articles/markets/equity/why-evtv-stock-soar-pre-market-today/cZRN5TFR4xJ">Why Did EVTV Stock Surge 22% In Pre-Market Today?</a>For updates and corrections, email newsroom[at]stocktwits[dot]com.

 In this photo illustration, the Klarna Bank AB logo is seen displayed on a smartphone screen. (Photo Illustration by Thomas Fuller/SOPA Images/LightRocket via Getty Images)

KLAR Stock Attempts Bounce After Record Crash – Morgan Stanley Urges ‘Meaningfully More Profitable’ Turn

Wells Fargo and Morgan Stanley cut their target price on KLAR stock after the company posted a fourth-quarter net loss.

KLAR Stock Rebounds After Earnings Shock: Analysts Split, Retail Believes Dead Cat Bounce Likely Next

<ul class="summary-bullets"><li>Benchmark noted that PGY shares plummeted more than 20% after reporting a modest topline miss and issuing softer-than-expected guidance for Q1 2026.</li><li>The selloff in Pagaya's shares was "violent and largely disconnected" from what management said during the company’s earnings call, Benchmark said.&nbsp;</li><li>Earlier on Monday, Pagaya reported revenue of $321 million, missing Wall Street estimates of $349.5 million, according to data from Fiscal.ai.</li></ul>Benchmark lowered its price target on Pagaya Technologies Ltd. (PGY), an Israel-based financial services company, to $33 from $48 while maintaining a ‘Buy’ rating on the shares.The current price target still indicates an upside of about 127% compared to the company’s current share price of $14.52 at the time of writing.The analyst’s revised price target comes after Pagaya reported fourth-quarter (Q4) earnings <a href="https://stocktwits.com/news-articles/markets/equity/pgy-stock-rising-today-ahead-of-ai-lenders-q4-earnings/cZbHxXpR48v">results</a> on Monday, reporting revenues that missed Wall Street expectations.Shares of PGY were down more than 23% at the time of writing.<h2 class="st-heading-2">Analyst Rationale</h2>Benchmark noted that PGY shares plummeted more than 20% after reporting a modest topline miss and issuing softer-than-expected guidance for Q1 2026 network volume, revenue, and adjusted EBITDA, according to TheFly.The selloff in Pagaya's shares was "violent and largely disconnected" from what management said during the company’s earnings call since what they described was not credit stress or operational slippage experienced directly by the company, Benchmark said.Instead, it was prudence — a deliberate, preemptive, action aimed at reducing Pagaya's exposure to tail risk, the analyst noted.<h2 class="st-heading-2">Earnings Update</h2>Pagaya reported revenue of $321 million, a growth of about 16.5% from the same period last year. However, it missed Wall Street estimates of $349.5 million, according to data from Fiscal.ai.Meanwhile, the company reported earnings per share (EPS) of $0.8, beating analyst estimates of an EPS of $0.77.For the first quarter of 2026, Pagaya forecasts revenue in the range of $315 million and $335 million, and adjusted earnings before interest, tax, depreciation, and amortization (EBITDA) between $80 million and $95 million.For the fiscal year 2026, Pagaya forecasts revenue in the range of $1.4 billion to $1.57 billion.<h2 class="st-heading-2">How Did Stocktwits Users React?</h2>On Stocktwits, retail sentiment around <a href="https://stocktwits.com/symbol/PGY">PGY shares</a> jumped from ‘bullish’ to ‘extremely bullish’ territory over the past 24 hours.Meanwhile, message volumes jumped from ‘high’ to ‘extremely high’ territory in the same period.One bullish user said the selloff was an overreaction, typical for growth stocks. They said that in their opinion, PGY’s revenue will beat its 2026 target.<stembedurl>https://stocktwits.com/kror74/message/644462634</stembedurl>&nbsp;Another user said the stock is oversold, noting that it behaved similarly during the last earnings, before reversing course.<stembedurl>https://stocktwits.com/Tippmann98/message/644455386</stembedurl>&nbsp;Shares of PGY have gained more than 10% in the past year.For updates and corrections, email newsroom[at]stocktwits[dot]com.Also Read: <a href="https://stocktwits.com/news-articles/markets/equity/why-are-clf-shares-down-today-q4-2025/cZbvdSSR4oi">Why Are CLF Shares Down Over 19% Today?</a>

 In this photo illustration, the Pagaya Technologies logo is seen displayed on a smartphone screen. 

What Is Benchmark’s Outlook On Pagaya After Its Q4 Results? 

Benchmark lowered its price target on Pagaya Technologies to $33 from $48 while maintaining a ‘Buy’ rating on the shares. 

<ul class="summary-bullets"><li>Pagaya reported earnings per share of $0.8, beating analyst estimates of an EPS of $0.34.</li><li>However, the company’s revenue of $321 million missed the estimated $349 million, according to Stocktwits data.</li><li>Prior to the fourth quarter, Pagaya beat earnings expectations in three out of the previous four quarters, while its revenue surpassed estimates in four out of the past four quarters.</li></ul>Pagaya Technologies (PGY) shares fell nearly 26% in Monday’s opening trade as the artificial intelligence-powered lender’s fourth-quarter (Q4) revenue missed Wall Street expectations.Pagaya reported earnings per share (EPS) of $0.8, beating analyst estimates of an EPS of $0.34. However, the company’s revenue of $321 million missed the estimated $349 million, according to Stocktwits data.Prior to Q4, Pagaya had beaten earnings expectations in three of the previous four quarters, while its revenue had surpassed estimates in all four.“Looking ahead, we will continue to leverage our platform and our disciplined risk framework, to further bridge the gap between Main Street and Wall Street,” said Pagaya CEO and co-founder, Gal Krubiner.Pagaya is an Israel-based financial services company that utilizes AI to evaluate loan applications, with an aim to be more precise with credit checks.For the fiscal year 2026, Pagaya forecasts revenue in the range of $1.4 billion to $1.57 billion. At the mid-point of $1.485 billion, Pagaya’s guidance fell short of Wall Street estimates of $1.52 billion, according to TheFly.<h2 class="st-heading-2">What Are Analysts Saying?</h2>Analysts at Freedom Capital initiated coverage of Pagaya last week, assigning a $30 price target and a ‘Buy’ rating, according to TheFly. The firm called Pagaya a leader in AI-enabled credit underwriting with a “unique” two-sided ecosystem.According to Koyfin, of the 11 analysts covering the PGY stock, 10 have either ‘Buy’ or ‘Strong Buy’ recommendations, while one analyst has a ‘Hold’ rating. The 12-month average price target for the PGY stock is $38.18.<h2 class="st-heading-2">Pagaya’s Recent Partnerships</h2>Pagaya entered into multiple partnerships since the beginning of 2026, with the most recent being a $800 million asset-backed securitization (ABS) transaction announced last week. The company said that 32 investors participated in the program, and since 2018, it has issued more than $34.5 billion across 85 ABS transactions with over 150 institutional investors.In January, Pagaya entered into a new forward flow agreement with Sound Point Capital Management, under which Sound Point purchased up to $720 million in point-of-sale loans sourced through Pagaya’s platform.<a href="https://stocktwits.com/symbol/PGY">PGY stock</a> is down 34% year-to-date, but up 11% over the past 12 months.Also See:&nbsp;<a href="https://stocktwits.com/news-articles/markets/equity/bofa-flow-show-long-detroit-short-davos-trump-affordability-push/cZbFhAYR4F3">BofA Says 'Stay Long Detroit, Short Davos' Amid Trump's Affordability Push — What Does It Mean?</a>For updates and corrections, email newsroom[at]stocktwits[dot]com.

PGY Stock Tanks 26% Today – Q4 Revenue Misses Wall Street Expectations

For the fiscal year 2026, Pagaya forecasts revenue in the range of $1.4 billion to $1.57 billion, and at a mid-point of $1.485 billion, it fell short of an expected $1.52 billion.

<ul class="summary-bullets"><li>Morgan Stanley analyst James Faucette explained that the recent dip in Affirm’s share price creates what he sees as a “compelling” opportunity for investors.&nbsp;</li><li>AFRM stock has declined by over 16% year-to-date.&nbsp;</li><li>For its second-quarter (Q2) fiscal 2026, analysts expect a revenue of $1.05 billion and earnings per share (EPS) of $0.84.&nbsp;</li></ul>Morgan Stanley has shifted its stance on Affirm Holdings Inc. (AFRM), upgrading the stock to an ‘Overweight’ recommendation from ‘Equal Weight’ with a revised price target of $76, down from the previous $83 ahead of its earnings on Thursday.&nbsp; This marks a renewed vote of confidence in the buy-now, pay-later fintech despite recent pressure on its shares and concerns around consumer credit trends, according to TheFly.&nbsp;However, the price target was revised to reflect near-term growth and credit risks.<a href="https://stocktwits.com/symbol/AFRM">Affirm stock</a> traded over 4% higher in Tuesday’s premarket. However, on Stocktwits, retail sentiment around the stock remained in ‘bearish’ territory, and message volume changed to ‘high’ from ‘normal’ levels in 24 hours.&nbsp;<figure class="image"><img src="https://news.stocktwits-cdn.com/Screenshot_2026_02_03_053816_png_0d57ae7d80.webp" alt="AFRM’s Sentiment Meter and Message Volume as of 05:15 a.m. ET on Feb. 3, 2026 | Source: Stocktwits" width="929" height="103"><figcaption>AFRM’s Sentiment Meter and Message Volume as of 05:15 a.m. ET on Feb. 3, 2026 | Source: Stocktwits</figcaption></figure><h2 class="st-heading-2">Why Did Morgan Stanley Shift Its Stance On AFRM?</h2>Morgan Stanley analyst James Faucette explained that the recent dip in Affirm’s share price creates what he sees as a “compelling” opportunity for investors, particularly given uncertainties tied to growth slowdown and credit conditions.&nbsp;The firm’s review suggests the challenges impacting Affirm, particularly the deceleration in growth and elevated consumer credit concerns, are likely temporary and should ease over time.&nbsp;Morgan Stanley reiterated its belief in the broader buy-now, pay-later (BNPL) segment’s increasing share of e-commerce payments, and positions Affirm as a pivotal participant in that shift.AFRM stock has declined by over 16% year-to-date.&nbsp;<h2 class="st-heading-2">New Alliances Strengthen Platform Expansion&nbsp;</h2>Affirm has announced a series of partnerships this year, expanding its payments platform business. The company formed a long-term alliance with Intuit Inc. (INTU) to integrate its pay-over-time solution into QuickBooks Payments, providing small and medium-sized enterprises with enhanced checkout flexibility while improving cash flow.The company has also deepened its collaboration with Expedia Group (EXPE), naming Affirm as the exclusive installment payment option across Expedia’s key U.S. travel brands, aiming to help customers book trips with more ease.For its second-quarter (Q2) fiscal 2026, analysts expect a revenue of $1.05 billion and earnings per share (EPS) of $0.84.&nbsp;AFRM stock has gained over 3% in the last 12 months.&nbsp;Also See:&nbsp;<a href="https://stocktwits.com/news-articles/markets/cryptocurrency/us-banks-meet-white-house-on-crypto-market-structure/cZbi8f0R4ll">US Banks Meet White House On Crypto Market Structure As Stablecoin Rewards Divide Deepens</a>For updates and corrections, email newsroom[at]stocktwits[dot]com.

 In this photo illustration, a person holds a smartphone displaying the logo of Affirm Holdings, Inc. 

Affirm Gets A Morgan Stanley Upgrade Ahead Of Earnings – Firm Sees AFRM Stock’s Weakness As A ‘Compelling’ Opportunity 

The firm’s review suggests the challenges impacting Affirm are likely temporary and should ease over time. 

ETFs Likely to Benefit from Thanksgiving Weekend Sales

Thanksgiving shopping is set to boost retail and tech ETFs. XRT, IBUY, ONLN, IPAY, BPAY and PSCD could be the biggest winners of the holiday spending boom.

Consumers Cautious in Holiday Season: ETFs to Win/Lose

Cautious consumers, strong goods demand! ETFs to watch this holiday season: likely winners XLY, ONLN, BPAY, CHAT, likely laggards EATZ, AWAY.



Block Surges on S&P 500 Inclusion: ETFs in Focus

Block (XYZ) surged 8.5% in extended trading on July 18, 2025, following news of its inclusion in the S&P 500, replacing Hess and drawing investor attention to ETFs like SPYA and DAPP, which are expected to benefit.

How Is Mastercard's Stock Performance Compared to Other FinTech Stocks?

Mastercard has significantly outperformed other fintech stocks over the past year and analysts remain strongly bullish on the stock’s prospects.

Is Wall Street Bullish or Bearish on Fidelity National Information Services Stock?

Fidelity National Information Services has outperformed the broader market over the past year, and analysts are moderately optimistic about the stock’s prospects.

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