
• Reported GAAP EPS of $0.25 up 13.64% YoY • Reported revenue of $52.27M up 0.61% YoY
Bullish
Consumer Portfolio Service, Inc. achieved revenue and net income growth, with its total portfolio balance reaching a record $3.942 billion. The company also saw increased new contracts and improved credit performance.
Bearish
Consumer Portfolio Service, Inc. experienced increased annualized net charge-offs and higher interest expense. The company also faces risks from rising delinquencies, repossessions, and used vehicle price declines.