Latest Earnings Results: Q3 '26
Estimated EPS
$3.35
Reported EPS
$5.57
Surprise
+66.39%
Estimated Rev
$466.8M
Reported Rev
$544.54M
Surprise
+16.65%
• Reported GAAP EPS of $5.57 up 75.71% YoY • Reported revenue of $544.54M up 18.29% YoY • Encore Capital Group raised full-year 2026 guidance to $1.5B in portfolio purchases and $2.9B in collections, and EPS of $15.50-$16.00 per share, an increase of over 40% compared to 2025.
Bullish Takeaway
Encore Capital Group posted record collections and higher EPS, cited robust U.S. portfolio supply and technology deployment, and raised full-year 2026 portfolio-purchase, collections, and EPS guidance.
Bearish Takeaway
Encore Capital Group's operating expenses and legal collection costs were higher, European portfolio purchases were below Q3 2025, and borrowings exceeded December 31, 2025 balances.
Generated by Stocktwits using AI and company-reported earnings data for Q3 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.
Historical Earnings
Quarterly
Annual
EPS
Revenue
| Fiscal Period | Estimated | Reported | Surprise | Result |
|---|---|---|---|---|
Q4 '26 | $3.83 | -- | -- | N/A |
Q3 '26 | $3.35 | $5.57 | 66.39% | BEAT |
Q2 '26 | $2.67 | $2.81 | 5.24% | BEAT |
Q1 '26 | $3.02 | $3.86 | 27.92% | BEAT |
Q4 '25 | $2.17 | $3.37 | 55.01% | BEAT |