FFBC First Financial Bancorp

$FFBC reports earnings today after the close. I’m bullish heading into the report: FFBC has beaten EPS estimates in 6 of its last 8 reports, according to Stock Meadow. Analysts expect EPS of $0.82. What are you watching for?

$FFBC Truist Securities analyst Brian Foran maintains First Financial Bancorp with a Buy and raises the price target to $38.

$FFBC Can First Financial's record $0.84 adjusted EPS outweigh a 5.9% drop in tangible book value to $15.65? 🏢 First Financial, a Cincinnati bank holding company with $22.3B in assets, earned $81.2M, or $0.77 per diluted share, in Q3 2026, and its adjusted $0.84 is the highest in its history 📉 Tangible book value per share fell 5.9% in the quarter to $15.65 because unrealized losses in accumulated other comprehensive income (AOCI) grew to $387.1M from $223.7M at June 30, which the CEO ties to a late-quarter jump in rates ⚠️ That $163.4M of added paper loss is about 4.8% of the roughly $3.42B market value at $32.54 at 16:00 ET on October 27, 2026, a price near 2.1x tangible book ✅ On the other side, the AOCI loss is unrealized rather than cash: Tier 1 common equity actually rose 21 bp to 12.54%, and tangible book excluding AOCI rose to $19.33 from $18.78 📅 Next: Results call October 28, 2026, 8:30 a.m. ET; Finward close expected 1/1/27 Source: SEC 8-K and earnings release, Oct 27

$FFBC received Federal regulatory approval for the acquisition of Finward and expect to close the transaction on January 1, 2027, subject to the receipt of state regulatory and Finward shareholder approvals.

$FFBC Q3 '26 Earnings Results & Recap • Reported GAAP EPS of $0.84 up 10.53% YoY • Reported revenue of $273.91M up 17.05% YoY • First Financial expects low to mid single digit loan growth as it closes out 2026 and expects expenses to moderate in the fourth quarter; Finward is expected to close January 1, 2027.