• Reported GAAP EPS of $0.89 up 36.92% YoY • Reported revenue of $2.44B up 32.81% YoY
Bullish
INTER CO INC achieved strong loan portfolio growth and improved efficiency, leading to record net profit and ROE. The company also saw significant client growth and engagement, supported by the launch of its new AI tool, Seven.
Bearish
INTER CO INC saw asset quality deteriorate with NPLs increasing and coverage ratio decreasing. Transaction volumes also declined sequentially, with Cards + PIX TPV down 7.6% and GMV down 18.6% QoQ.