KLAR Klarna Group plc

$KLAR $4.7 billion market cap….🤣 There are companies with 0 revenue based on complete speculation like $OKLO valued greater than this company with 120 million users growing revenue 25% + with run rate of $4.5 billion, achieved profitability with improving margins and new deals inked with apple and walmart, amongst many many others.

$KLAR I’ll keep adding whether it drops to $1 or climbs to $30. I believe this will be an $80 stock two years from now, and that’s when I plan to sell you half of my shares. Until then, sit back and enjoy the roller coaster! 🎢

$KLAR Reminder that in addition to winning the Walmart and Apple contracts, Klarna also announced they went live with JP Morgan payments last month. Default on for new merchants, no integration required. J.P. Morgan Payments is the largest merchant acquirer in the U.S., processing $2.6 trillion in merchant payment transactions annualy.

$KLAR 50 dollars in 2027. It should be 4 times revenue like sezzle or affirm.... In 2030 they should do close to 10 billion revenue and 1.5-2 billion net income ... A 25 Pe should give 40- 50 billion valuation , almost 10 times current price

$KLAR 800 shares at 12.69 and i'm using my klarna credit card for all purchases to support earnings 👀

$KLAR 🚨 Nobody is talking about this setup. The stock is down massively from its highs while the business is still growing: 📈 Revenue +27% 🇺🇸 U.S. GMV +27% 💰 Returned to profitability 👥 120M+ active users 🏦 Massive deposit base The market is focused on the problems. I’m watching what happens if Klarna fixes them. At these levels, the risk/reward is getting VERY interesting. $KLAR could surprise people. 👊

$KLAR for $12.55: my 2030 bull thesis 🚀 The key point: Klarna doesn't need to dominate the US. Europe is already the foundation; the US is massive optionality. Klarna already has 120M+ consumers and 1.2M+ merchants. This isn't a startup trying to prove BNPL works, it already has a massive European ecosystem. And the US is growing faster: • Q2 revenue: $1.04B, +27% YoY • US GMV: +27% YoY • Transaction Margin Dollars: +42% YoY • Revenue per active consumer: +24% • Klarna Card: 6.5M active users • Paying members: 2M The most important number is +42% transaction margin vs +27% revenue. That's operating leverage and improving monetization. Then you have huge optionality: US expansion, Apple partnership, Klarna Card, subscriptions and potentially banking. My bull-case EPS trajectory: 2026: ~$0 2027: ~$0.60 2028: ~$1.25 2029: ~$2.20 2030: ~$3.75 At 20x 2030 EPS: $3.75 × 20 = $75/share That's roughly 6x from $12.55.

$KLAR About $150 million of the roughly $220 million revenue-guidance reduction was accounting presentation, with a corresponding reduction in costs. So really they only cut 70 million from the 4.34 billion guidance. It’s still baffling to me to see this drop from 20 to 12 from a 70 million Germany guidance cut. Especially when much of the future growth will be with J.P. Morgan, Apple, and stripe. In summary they dropped the stock almost 40% from a 1.6% haircut due to a struggling Germany economy. There is no justification for this drop besides manipulation and a retail flush

$KLAR $QQQ $SPY Giving my God all praises and worship for the knowledge he has bestowed upon me to be able to tradesuccessfully and be able to help others in the progress. However, I’m here for the LONG HAUL, let’s see $19, I’ll take 50% off the table and let the remainder run to $31, its ultimate retest. PS: Atheists Keep in mind, IDGAF what you believe or don’t believe in.

$KLAR - Looking forward to seeing how the Apple partnership plays out. A solid new CFO, strong earnings, and a U.S. banking license could be exactly what we need moving forward.

$KLAR If this was an American company, it would've been 10x the market cap just like any other. American companies are literally 10x european stocks.

$KLAR 11. Apple chose Klarna for Apple Upgrade—leasing iPhones, Macs, iPads, and Watches through U.S. Apple stores and online. 12. J.P. Morgan Payments is live, opening distribution through a processor handling $2.6 trillion annually. 13. Stripe and Nexi are live; Adyen, Clover, Worldline, and Worldpay were slated to expand distribution before peak season. 14. Travel partnerships span Southwest, Lufthansa Group, Qatar Airways, and Flix—expanding access to major travel audiences. 15. Klarna is entering AI shopping: its ChatGPT shopping app is live, with Google Search and Gemini payments planned. 16. A U.S. banking application creates expansion potential in savings, credit, and payments—subject to regulatory approval. 17. Klarna already has European banking experience since 2017 and serves 30 million Americans annually. 18. CEO Sebastian Siemiatkowski backed Klarna through Flat Capital’s roughly $10 million purchase of 692,506 shares.

$KLAR let’s do this. No reason these prices will ever be seen again. Monumentally misunderstood and underestimated company.

$KLAR ipo'd 13months ago & down significantly since while growing customer base & improving towards profitability on every quarter. More n more people are learning everyday that those types of financings exists and i see management turning this around.

$KLAR 🔥 October 13, 2026 5:43 AM Wells Fargo analysts released their quarterly Buy Now Pay Later (BNPL) tracker, citing Sensor Tower data on global and U.S. app downloads and monthly active user (MAU) trends for Affirm, Klarna, Afterpay, and Sezzle. On MAU trends, Klarna held 65% global market share in the third quarter, while Affirm grew its share by 1% to 19%. Affirm posted the fastest year-over-year global MAU growth at 7.3%, followed by Sezzle at 1.5%, Klarna at -3.9%, and Afterpay at -13.5%. In the U.S., Klarna represented 36% of total downloads in the third quarter, up 1% quarter-over-quarter, while Affirm held 34%. Affirm maintained the highest share of U.S. MAUs at 40%, with Klarna at 36%, Afterpay at 17%, and Sezzle at 6%. Affirm saw the fastest U.S. MAU growth at 7.6% year-over-year, followed by Klarna at 4.1% According to the report, Klarna and Affirm retained the largest share of global BNPL app downloads at 59% and 19%, respectively

$KLAR you will see when all the Apple monthly installments from the lease start coming in

$KLAR 1. Revenue surged 27% to $1.042 billion—while payment volume increased 18% to $36.6 billion. 2. Klarna turned profitable: $9 million net income versus a $53 million loss; EPS improved from −$0.14 to +$0.01. 3. Adjusted operating income jumped 214% to $91 million, with reported operating profit reaching $27 million. 4. Transaction margin dollars climbed 42% to $446 million, outpacing revenue growth. 5. U.S. revenue increased 37%, while U.S. transaction margin dollars soared 126%. 6. Merchants grew 54% to 1.208 million, and active consumers reached 120 million. 7. Revenue per active consumer rose 24%—Klarna is earning more from its customer base. 8. Klarna Card users increased fivefold to 6.5 million across 16 countries. 9. Paid memberships reached 2 million, up eightfold; subscription revenue grew over 600%. 10. Fair Financing volume surged 82% to $4.7 billion, expanding a major growth business.

$KLAR This is a 50 dollars stock now , 100 dollars in 2028 , revenue could reach 10 billion in 2030 with 15 % net profit ( 1.5 billion).

$KLAR is on fire, up about 11% this week and 4.5% today Seeing 100% call activity on InsiderFinance with short-dated, near-the-money strikes Traders are all in on the upside momentum Watch out though, if buyers bail, we could see a quick drop Ask-side sweeps in $14 to $14.5 calls expiring Oct 16, Oct 30, and Nov 6 Up to 1,100 contracts, all above open interest This is fresh bullish exposure targeting that $14 zone in the next few weeks Interesting that TD Cowen cut their target to $16 but the market shrugged it off Positive vibes from the Wayfair partnership are keeping things moving

$KLAR $QQQ $SPY That's life... That's what all the people say.. You're riding high in April.... Shot down in May.... But, I know I'm going to change that tune... When I'm back on top.... Back on top in June 😎 I've been a puppet, a pauper, a pirate, a POET.... A pawn and a king... I've been up and down and over and out.. And I know one thing... Each time I find myself, laying flat on my face.. 😱 I JUST PICK MYSELF UP.... AND GET BACK IN THE RACE... THAT'S LIFE 🤷 🥂 this fine ole world, keeps spinning round.