Latest Earnings Results: Q3 '26
Estimated EPS
$0.50
Reported EPS
$0.52
Surprise
+5.05%
Estimated Rev
$26.5M
Reported Rev
$27.5M
Surprise
+3.78%
• Reported GAAP EPS of $0.52 up 15.56% YoY • Reported revenue of $27.5M up 12.34% YoY
Bullish Takeaway
OP Bancorp expanded net interest income and margin alongside loan growth, reported stronger SBA loan-sale activity and higher premium rates, and continued book-value-per-share growth while declaring a $0.14 dividend.
Bearish Takeaway
OP Bancorp reported higher criticized loans, with new additions primarily CRE Special Mention loans, increased noninterest expense led by professional fees and salaries, and lower loan yields amid rate cuts and repricing.
Generated by Stocktwits using AI and company-reported earnings data for Q3 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.
Historical Earnings
Quarterly
Annual
EPS
Revenue
| Fiscal Period | Estimated | Reported | Surprise | Result |
|---|---|---|---|---|
Q4 '26 | $0.50 | -- | -- | N/A |
Q3 '26 | $0.50 | $0.52 | 5.05% | BEAT |
Q2 '26 | $0.44 | $0.53 | 19.10% | BEAT |
Q1 '26 | $0.41 | $0.48 | 18.52% | BEAT |
Q4 '25 | $0.49 | $0.47 | -3.09% | MISSED |