OPRTOportun Financial Corp
OPRT
Oportun Financial Corp482
Mkt Cap
$263MVolume
479,743.0052W High
$7.9752W Low
$4.03PE Ratio
15.56OPRT Fundamentals
Price
$5.75Prev Close
$5.75Open
$5.5150D MA
$5.13Beta
1.59Avg. Volume
397,105.28EPS (Annual)
$0.5275P/B
0.65Rev/Employee
$397,790.02$2,865.20
Compact View
Not available
Not available
Poll
Earnings Recap
• Reported GAAP EPS of $0.05 down -76.19% YoY • Reported revenue of $228.8M down -3.01% YoY • Oportun reiterates its full year 2026 Adjusted EPS guidance of $1.50 to $1.65, reflecting 16% year-over-year growth at the midpoint, and expects total revenue between $935M and $955M.
Bullish
Oportun improved funding costs and liquidity, enhanced operational efficiency by reducing expenses, and strategically shifted towards secured loans with lower losses while advancing a risk-based pricing initiative.
Bearish
Oportun experienced declining profitability with GAAP net income down to $2.3M, deteriorating credit performance with higher charge-off rates, and reduced originations leading to a 3% revenue decrease.