Upcoming Earnings: Q3 '26
Estimated EPS
$0.45
Estimated Rev
$772.35M
• Reported GAAP EPS of $2.10 down -100.00% YoY • Reported revenue of $618.11M up 83.02% YoY • PicPay expects its 3Q26 Total Credit Portfolio to reach approximately R$34.7 billion, with Managerial Revenues of R$4.0 billion, Adjusted EBT of R$378 million, and Adjusted Net Income of R$265 million.
Bullish Takeaway
PicPay achieved significant revenue and profit growth in 2Q26, driven by a resilient, diversified business model, a rapidly scaling credit portfolio, and the strategic acquisition of Kovr to enhance insurance capabilities.
Bearish Takeaway
PicPay faced rising non-performing loan ratios and higher transaction expenses, while portfolio aging contributed to a net increase in NPL over 90, reflecting the natural seasoning of its credit vintages.
Generated by Stocktwits using AI and company-reported earnings data for Q3 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.
Historical Earnings
Quarterly
Annual
EPS
Revenue
| Fiscal Period | Estimated | Reported | Surprise | Result |
|---|---|---|---|---|
Q3 '26 | $0.45 | -- | -- | N/A |
Q2 '26 | $0.41 | -- | -- | N/A |
Q1 '26 | $0.23 | -- | -- | N/A |
Q4 '25 | $0.23 | -- | -- | N/A |