RMRegional Management Corp
RM
Regional Management Corp185
Mkt Cap
$560.17MVolume
124,196.0052W High
$46.0052W Low
$25.41PE Ratio
9.78RM Fundamentals
Price
$34.47Prev Close
$40.35Open
$39.1550D MA
$38.31Beta
1.16Avg. Volume
47,261.00EPS (Annual)
$4.45P/B
1.06Rev/Employee
$302,955.42Earnings Recap
• Reported GAAP EPS of -$1.47 down -244.12% YoY • Reported revenue of -$165.49M down -206.88% YoY
Bullish
Regional Management Corp. achieved strong Q4 2025 net income and diluted EPS growth, driven by record net finance receivables and originations. The company also improved its operating expense ratio to an all-time best.
Bearish
Regional Management Corp. faced increased provision for credit losses and a higher net credit loss rate, alongside a sequential rise in 30+ day delinquencies. Revenue and interest yields also decreased due to product mix shifts.