Southeastern Bank Financial Corp. operates as a bank holding company for Georgia Bank & Trust Co. of Augusta. The bank provides personal services, such as checking, savings, anytime anywhere banking, loans and banking for live events. Its other personal and business services include credit cards, safe deposit boxes, notary services combined monthly statements, and travelers cheques. The bank's portfolio segments include Acquisition Development and Construction, ADC-Other, Commercial Real Estate-Non owner occupied, Commercial Real Estate-Owner occupied, Residential Real Estate, Consumer and Other-Commercial, Financial and Agricultural. Southeastern Bank Financial was founded on February 7, 1992 and is headquartered in Augusta, GA.