USB U.S. Bancorp.

$USB Q3 '26 Earnings Results & Recap • Reported GAAP EPS of $1.41 up 15.57% YoY • Reported revenue of $8.04B up 9.53% YoY

$USB: how a Dionicio credit lands matters. Current U.S. Bank 401(k) participants get it invested per their contribution elections, or the plan default fund if none. $250K deal, approval pending. Open Class Actions.

$USB: the Alight question drives Dionicio. Plaintiffs allege U.S. Bank fiduciaries failed to monitor recordkeeper Alight or use the plan's scale to cut fees. The $250K ERISA deal still awaits final approval. Open Class Actions.

$USB: no opt-out exists in Dionicio. The U.S. Bank 401(k) class was certified as mandatory, so participants are bound if the court approves the $250K ERISA settlement. Pay is automatic, no form. Open Class Actions.

$USB Friday intraday recap. Plan posted Friday: long entry $58.72, target $59.00, stop $58.52. Thesis: post-earnings break-of-structure continuation. Status: Closed — target filled the same session Friday at $59.00. I am no longer in it. Trading around $58.90 this morning (Tue, verified). Just the plan, posted before and after — no guarantees.

$USB SST AI Score: 7.5 / 10 AI interpretation: BULLISH RECOVERY — BUY ON BREAKOUT Why the score is positive: - 📈 Strong two-day price recovery - 📊 Volume approximately 1.76× the recent average - 💰 Q3 EPS beat - 🚀 2026 revenue-growth guidance raised - 🏦 Improving net interest margin - 🎯 Analyst targets materially above current price - ⚠️ Price still below the 50-day EMA - ⚠️ RSI has not yet confirmed strong bullish momentum 💰 3–5 Day Swing Setup Preferred entry: $58.00–$58.40 on a controlled pullback Breakout entry: Above $59.75 with strong volume Stop loss: $56.90 Target 1: $60.50 Target 2: $62.00 Extended: $63.50–$64.00 The best SST setup would be a breakout above $59.75 accompanied by volume clearly above average. That would take USB back above the 50-day EMA and potentially open the way toward $62+. 🟢 SST Verdict USB — BULLISH / BUY ON CONFIRMATION SST Score: 7.5/10 The setup is improving, but don't chase the stock at $58.73. A high-volume breakout through $59.75

$USB heading in the right direction, I hope that US bank gets back to its all-time high quickly. They seem to be doing the right things

$USB Q3 EPS was 1.34, up 10% from a year ago and just ahead of the 1.33 consensus, on record revenue of 7.97 billion dollars that still missed the 8.01 billion expected. Efficiency did the work here, 55.9% vs 56.4% expected, and capital markets revenue jumped 69.3% with a full quarter of BTIG in the numbers. Net charge-offs improved to 51 basis points too. Full year revenue growth guidance moved up to 8% to 9% as well.

$USB (U.S. Bancorp, Minneapolis bank with $703B of assets) raised its full-year 2026 total net revenue growth guidance to +8% to 9% over 2025's $28.7B, from +7% to 9%, and positive operating leverage to ~300 bps from ~200 bps. Backdrop: record 3Q26 net revenue of $7,970M, +8.7% y/y; market value ~$87.66B at $56.26 (16:00 ET, Oct 14). Other side: excluding the BTIG acquisition the revenue guide is +6% to 7%, and 3Q EPS of $1.34 trailed 2Q's $1.35 after a $0.07 acquired-loan provision. Call is today, Oct 15.

$USB U.S. Bancorp reports Q3 before the open today, and the analyst tape into it has been one-directional. JPMorgan cut its target to 65 from 69, Evercore to 65 from 72, Truist to 67 from 69, and Raymond James to 72 from 74, all in the last two weeks, and every one kept a positive rating (Ortex). Consensus is 1.32 a share on about 8.01 billion dollars of revenue, up roughly 9% from a year ago. The stock closed Wednesday at 56.26, down about 9% in a month, against a mean target near 69.