WU Western Union Company

$WU Stablecard/visa rollout , Publix super market contract renewal , Gmt deal closed, imxi deal pending.

$WU is yielding roughly 15% at around $6/share, but the market isn’t giving that yield away for free. Western Union’s digital business is growing fast: Branded Digital transactions rose ~25% in Q2. The problem? Revenue grew only ~6%, meaning revenue per transaction is falling. At the same time: • Q2 revenue fell 1.3% • Net income dropped 37% • Operating margin fell to 13% from 18.8% • 2026 EPS guidance was cut to $1.25–$1.35 • The $IMXI acquisition is still delayed The dividend is still covered for now, with an implied payout ratio around 72% at the guidance midpoint. So the real question isn’t whether $WU can go digital. It already is. The question is whether digital growth can become profitable enough to replace its declining legacy remittance economics. High yield, cheap valuation—but also a real dividend-trap risk.

$WU The key point : Western Union generated about $4.05 billion of revenue in 2025. The entire Asia-Pacific region, not just Australia, contributed only about $196 million, or roughly 4.8% of total company revenue. In Q2 2026, Asia-Pacific contributed about $47.4 million out of $1.013 billion, again under 5%. Australia itself is therefore only a fraction of WU's global business.

$WU Such a name will not die! Gap up is on Monday or even a short sequeeze.. I don't see other side, I will buy on Monday whatever the price!

$WU Would be nice if Western Union came up with something game changing! Something with huge moat! Beat the investment houses, and drive the stock price balistic! Then all the institutional holders get burned and regular investors make out

$WU Huge options action on the November 20 expiration, $8 strike call option. 32,000 traded in the first hour today. While they are cheap (between $.05 and $.10) since the stock is at $6.25, that is still 3 million shares worth of options at a cost of between $150-$300K; so not just a daily bet! Mind you, if they announce they are being acquired for $8.75 between now and then, someone might make a quick $2MM or so.

$WU Has this become a Cartel operation? So much of the business seems to be money transfers. This great old name would seem to be a good addition to some Fiserv business. Nice dividend.

$WU This really does look like a godawful place to have an investment ! Management really does need to somehow fix the stock price! it beyond terrible! At least find a way to get back to 15 ! Not great, but at least it shows company is not being delisted

$WU in 30 days they’ve pulled this one down -12.2% or almost the equivalent of the annual divvy. Wolves on Wall St. The Boys at the House never loose, so they say. They’re playing the same games with WU’s 3rd cousin $MU This must be a family feud; I’m playing to $WYNN though. Survey Says…

$WU Looks like a value trap, but the drop has outrun the cash flows. Shares are about $6, down roughly 42% from February’s $10.35 high. The bear case is real: retail remittances are losing share, revenue has drifted lower, Q2 missed, and 2026 adjusted EPS guidance was cut to $1.25–$1.35. Debt is about $2.7B, and a 15% yield often signals a cut. Earnings do not match that slope. Adjusted EPS was flat at about $1.75 in 2024 and 2025. Trailing earnings are still about $395M, and Q2 revenue fell only 1%. The $0.94 dividend has been held since 2021. In 2025 the company returned about $529M vs $505M of free cash flow. Trailing free cash flow is about $565M, so the dividend uses a bit over half, and the share count is down 5.6%. The stock trades at about 4.8 times earnings. Another 25% drop would put shares near $4.50, under 3.5 times the guide, with a yield above 20%. The market cannot keep marking it down at this pace unless cash flows break.

$WU Now WU is not going away, but any appre ciation in stock value is years away; and regain of $10 will be extreamly extreamly difficult

$WU Finally finished in the green one day. Will it last, or will it nosedive again next week?

$WU The recent IMXI drop is most likely not related to the WU merger. In fact, I refreshed myself on the IMXI prices/volumes prior to the August 14th post New York approval massive rally and I found the same pattern (and I made good money on 1000's of shares on August 14th). Bottom line is that we all do not know where IMXI is going to bottom out prior to the final approved merger with WU...and we do not know what is exactly driving the price action. What we do know is that WU management last indicated complete commitment to the merger, New York (the hardest approval hurdle) approved it, the whole rest of the world outside California approved it and now California are just re-approving it. I am carefully watching and swinging it weekly in hopes of catching the next big "2nd bite of the apple" surge up to WU's $16 buyout price. Keep in mind that WU has to pay over $27 million reverse termination fee if merger fails approval. View this IMXI price dip as a way to make more....

$WU Received notice from Schwab's Securities Lending that they are borrowing my WU shares and will pay me at a 28%p.a. annual rate, which means that the cost to borrow this stock has skyrocketed in the past week or so. Not sure if that has anything to do with the ex-dividend today??

$WU What a godawful investment. In 6 months u have lost $3.05 (31%) in stock value But hey u received an amazing .46cent in Dividend. 🤣🤣

$WU Western Union re-filed its antitrust paperwork Friday for the Intermex acquisition. The original HSR clearance lapsed, so the companies restarted the 30-day clock on October 2 (company 8-K). California is the other holdup. The state money-transmitter approval is suspended and is not expected back before October 6. The deal: 16 a share in cash, roughly 500 million in equity and enterprise value, about a 50 percent premium to the 90-day volume-weighted average price. Western Union expects more than 10 cents of adjusted EPS accretion in the first full year and 30 million in run-rate cost synergies within 24 months. What it is buying: Intermex's retail remittance footprint, the Mexico and Central America corridors where it has the cultural playbook. Why it has to work: Q2 revenue was 1.01 billion, down 1.3 percent, and EPS fell to 31 cents from 42 cents a year ago. Full-year adjusted EPS guidance is 1.25 to 1.35 against a 1.29 consensus.

$WU this one is starting to smell like a reverse split coming; guaranteed capital loss.