Exchange: NYSE·Updated 12:06 PM EST

BOW Earnings

Latest Earnings Results: Q3 '26

Reported: Nov 03

Estimated EPS

$0.51

Reported EPS

$0.54

Surprise

+5.56%

Estimated Rev

$278.64M

Reported Rev

$256.43M

Surprise

-7.97%

Bowhead's Q3 2026 gross written premiums increased 10.8% to $256.4M; net earned premiums rose 17.0% to $150.2M, while net income was $12.9M.

Bullish Takeaway

Bowhead's gross written premiums increased 10.8%, with digital representing 8.5% of total; adjusted net income grew 16%; expense ratio decreased 0.9 points to 28.6% in Q3.

Bearish Takeaway

Bowhead's loss ratio increased as ceded loss activity fell; net acquisition costs rose with commissions and ceding fees; the American Family transaction faces completion, approval, timing, and management-disruption risks.

Generated by Stocktwits using AI and company-reported earnings data for Q3 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.

10-Q

Historical Earnings

Quarterly

Annual

EPS

Revenue

Fiscal PeriodEstimatedReportedSurpriseResult
Q4 '26
$0.54
--
--
N/A
Q3 '26
$0.51
$0.54
5.56%
BEAT
Q2 '26
$0.47
$0.48
2.51%
BEAT
Q1 '26
$0.41
$0.48
16.22%
BEAT
Q4 '25
$0.44
$0.47
6.04%
BEAT

Advertisement|Remove ads.