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Ripple is the catchall name for the cryptocurrency platform, the transactional protocol for which is actually XRP, in the same fashion as Ethereum is the name for the platform that facilitates trades in Ether. Like other cryptocurrencies, Ripple is built atop the idea of a distributed ledger network which requires various parties to participate in validating transactions, rather than any singular centralized authority. That facilitates transactions all over the world, and transfer fees are far cheaper than the likes of bitcoin. Unlike other cryptocurrencies, XRP transfers are effectively immediate, requiring no typical confirmation time.  Ripple was originally founded by a single company, Ripple Labs, and continues to be backed by it, rather than the larger network of developers that continue bitcoin’s development. It also doesn’t have a fluctuating amount of its currency in existence. Where bitcoin has a continually growing pool with an eventual maximum, and Ethereum theoretically has no limit, Ripple was created with all of its 100 billion XRP tokens right out of the gate. That number is maintained with no mining and most of the tokens are owned and held by Ripple Labs itself — around 60 billion at the latest count.  Even at the recently reduced value of around half a dollar per XRP, that means Ripple Labs is currently sitting on around $20 billion worth of the cryptocurrency (note: Ripple’s price crashed hard recently, and may be worth far less than $60 billion by time you read this). It holds 55 billion XRP in an escrow account, which allows it to sell up to a billion per month if it so chooses in order to fund new projects and acquisitions. Selling such an amount would likely have a drastic effect on the cryptocurrency’s value, and isn’t something Ripple Labs plans to do anytime soon.  In actuality, Ripple Labs is looking to leverage the technology behind XRP to allow for faster banking transactions around the world. While Bitcoin and other cryptocurrencies are built on the idea of separating financial transactions from the financial organizations of traditional currencies, Ripple is almost the opposite in every sense.  XRP by Ripple price can be found on this page alongside the market capitalization and additional stats.

Ripple

XRP is trending amid volatile market conditions, with community members actively debating potential manipulation and discussing buying opportunities after a significant dip. The focus remains on long-term potential, as some investors see this as a shakeout before a substantial move, while others express concerns about centralized control and the impact of external factors.

Solana is a highly functional open source project that banks on blockchain technology’s permissionless nature to provide decentralized finance (DeFi) solutions. It is a layer 1 network that offers fast speeds and affordable costs. While the idea and initial work on the project began in 2017, Solana was officially launched in March 2020 by the Solana Foundation with headquarters in Geneva, Switzerland.

Solana

Solana is trending as the community anticipates potential ETF approval, while also navigating recent market volatility and liquidations. Community members are actively discussing meme coins within the Solana ecosystem, such as $1DOG, $CHINAU, and $UPDOG, and the potential for new projects. Discussions also focus on Solana's role in tokenized stock trading and its broader utility.

Bitcoin is the first successful internet money based on peer-to-peer technology; whereby no central bank or authority is involved in the transaction and production of the Bitcoin currency. It was created by an anonymous individual/group under the name, Satoshi Nakamoto. The source code is available publicly as an open source project, anybody can look at it and be part of the developmental process.  Bitcoin is changing the way we see money as we speak. The idea was to produce a means of exchange, independent of any central authority, that could be transferred electronically in a secure, verifiable and immutable way. It is a decentralized peer-to-peer internet currency making mobile payment easy, very low transaction fees, protects your identity, and it works anywhere all the time with no central authority and banks.  Bitcoin is designed to have only 21 million BTC ever created, thus making it a deflationary currency. Bitcoin uses the SHA-256 hashing algorithm with an average transaction confirmation time of 10 minutes. Miners today are mining Bitcoin using ASIC chip dedicated to only mining Bitcoin, and the hash rate has shot up to peta hashes.  Being the first successful online cryptography currency, Bitcoin has inspired other alternative currencies such as Litecoin, Peercoin, Primecoin, and so on.  The cryptocurrency then took off with the innovation of the turing-complete smart contract by Ethereum which led to the development of other amazing projects such as EOS, Tron, and even crypto-collectibles such as CryptoKitties.

Bitcoin

Bitcoin experienced a significant dip, sparking discussions around market manipulation, particularly influenced by comments regarding tariffs. The community is debating whether this is a buying opportunity or the start of a larger correction, while also scrutinizing the role of leveraged trading and potential insider actions. Some investors express concerns about crypto's safety and stability, while others remain bullish, viewing the dip as a temporary setback amid long-term growth.

Zcash is a decentralized and open-source cryptocurrency that offers privacy and selective transparency of transactions. Zcash payments are published on a public blockchain, but the sender, recipient, and amount of a transaction remain private.  Zcash is based on peer-reviewed cryptographic research, and built by a security-specialized engineering team on an open source platform based on Bitcoin Core's battle-tested codebase. Our improvement over Bitcoin is the addition of privacy. Zcash uses advanced cryptographic techniques, namely zero-knowledge proofs, to guarantee the validity of transactions without revealing additional information about them.  How Zcash works  Zcash encrypts the contents of shielded transactions. Since the payment information is encrypted, the protocol uses a novel cryptographic method to verify their validity.  Zcash uses a zero-knowledge proof construction called a zk-SNARK, developed by our team of experienced cryptographers based on recent breakthroughs in cryptography. These constructions allow the network to maintain a secure ledger of balances without disclosing the parties or amounts involved. Instead of publicly demonstrating spend-authority and transaction values, the transaction metadata is encrypted and zk-SNARKs are used to prove that nobody is cheating or stealing.  Zcash also enables users to send public payments which work similarly to Bitcoin. With the support for both shielded and transparent addresses, users can choose to send Zcash privately or publicly. Zcash payments sent from a shielded address to a transparent address reveal the received balance, while payments from a transparent address to a shielded address protect the receiving value.   Check out CoinBureau for guide on What is ZCash.

Zcash

Zcash (ZEC) is trending as the crypto community discusses its recent price surge and potential for further growth, with some drawing comparisons to Bitcoin's early days. Community members are actively debating ZEC's privacy features and fixed supply, suggesting it could be a hedge against market manipulation and a strong store of value. The broader context includes renewed interest in privacy coins and ZEC's recent integration with ThorSwap.

Pump.fun

Pump.fun is trending amidst community excitement and discussion around its ecosystem, particularly its relationship with Solana ($SOL) and WAGMI. The community emphasizes conviction and building together, with many expressing bullish sentiment. Some users are also discussing newer tokens launched on the platform.

1 dog can change your life

1DOG is trending, with much of the community highlighting its association with Phantom Wallet and comparing its early momentum to that of DOGE. Community members are using terms like "go moon" and "vibes" while advocating that others "join the pack." Despite some labeling it a scam, many believe 1DOG is the next meme coin to take off.

$WAGMI is a community-driven meme token built on the Solana blockchain, designed to bring positivity, unity, and humor into the crypto space. The project encourages community engagement through memes, social interaction, and token-based activities. It leverages Solana’s fast and low-cost infrastructure to allow for smooth on-chain interactions, such as token transfers, community games, and NFT integration. The goal is to foster a fun, inclusive ecosystem where holders feel they are part of a larger movement – "We Are Gonna Make It."

WAGMI

WAGMI is trending as the community rallies around the project's vision and recent verification on CoinMarketCap. Talk centers on the project's strong community, the recently released WAGMI Manifesto, and bullish sentiment towards its potential within the $SOL ecosystem. Despite market volatility, the community expresses confidence in WAGMI's long-term prospects.

Mannatech, Inc. engages in the development of nutritional supplements, topical and skin care products and weight-management products that target optimal health and wellness. Its product category includes integrative health, targeted health, wealth and fitness, skin care, essentials, and home. The company was founded by Marlin Ray Robbins and Samuel L. Caster in November 1993 and is headquartered in Flower Mound, TX.

Mannatech Inc

MTEX is trending due to its low float and potential for a significant squeeze, with many traders closely watching for a breakout. Community discussions highlight the stock's bullish setup, recent after-hours activity, and comparisons to other micro-float runners. Some traders suggest the market cap may be undervalued, while others urge caution, citing historical dilution risks.

Hedera is a decentralized public network where developers can build secure, fair applications with near real-time consensus. The platform is owned and governed by a council of global innovators including Avery Dennison, Boeing, Deutsche Telekom, DLA Piper, FIS (WorldPay), Google, IBM, LG Electronics, Magalu, Nomura, Swirlds, Tata Communications, University College London (UCL), Wipro, and Zain Group.   The Hedera Consensus Service (HCS) acts as a trust layer for any application or permissioned network and allows for the creation of an immutable and verifiable log of messages. Application messages are submitted to the Hedera network for consensus, given a trusted timestamp, and fairly ordered. Use HCS to track assets across a supply chain, create auditable logs of events in an advertising platform, or even use it as a decentralized ordering service.

Hedera Hashgraph

Hedera Hashgraph ($HBAR) is trending as traders discuss recent price dips as buying opportunities and potential for future growth. Community members are debating price predictions, upcoming ETFs, and HBAR's utility, while also comparing it to other cryptos like $XRP and $XLM. Some users express frustration with the price action, while others remain optimistic about the long-term potential and enterprise adoption.

Hydrex is the MetaDEX & Liquidity Infrastructure purpose-built for Base. By combining automated strategies, liquid-backed tokenomics, and Base's powerful distribution channels, Hydrex removes the barriers to yield. It's designed as a coordination system where weekly community governance directs HYDX emissions & protocol revenue. Value flows to where liquidity and volume are most productive, based on protocol alignment.

Hydrex

Hydrex ($HYDX) is trending as community members highlight its low market cap and potential as a competitor to $AERO. Some are pointing to a recent partnership with a Coinbase-owned platform as a catalyst. The community is actively discussing its potential for significant growth, drawing comparisons to $AERO's market cap.

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Here's What Key Metrics Tell Us About The Baldwin Insurance Group (BWIN) Q2 Earnings

While the top- and bottom-line numbers for The Baldwin Insurance Group (BWIN) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

The Baldwin Insurance Group (BWIN) Surpasses Q2 Earnings and Revenue Estimates

The Baldwin Insurance Group (BWIN) delivered earnings and revenue surprises of +2.44% and +1.23%, respectively, for the quarter ended June 2025. Do the numbers hold clues to what lies ahead for the stock?

Lincoln National (LNC) Q2 Earnings and Revenues Beat Estimates

Lincoln National (LNC) delivered earnings and revenue surprises of +23.56% and +1.23%, respectively, for the quarter ended June 2025. Do the numbers hold clues to what lies ahead for the stock?

Baldwin Insurance Group, Inc. engages in the provision of insurance services. It operates through the following segments: Insurance Advisory Solutions, Underwriting, Capacity & Technology Solutions, and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment provides private risk management, commercial risk management, and employee benefits solutions for mid-to-large size businesses and high net worth individuals and families. The Underwriting, Capacity & Technology Solutions segment represents a wholesale co-brokerage platform that delivers specialty insurers, professionals, individuals, and niche industry businesses expanded access to exclusive specialty markets, capabilities, and programs requiring complex underwriting and placement. The Mainstreet segment offers personal insurance, commercial insurance, and life and health solutions to individuals and businesses in their communities. The Medicare segment provides consultation for government assistance programs and solutions, including traditional Medicare and Medicare Advantage, to seniors and Medicare-eligible individuals through a network of agents. The company was founded by Elizabeth H. Krystyn, Laura R. Sherman, and Lowry L. Baldwin in 2011 and is headquartered in Tampa, FL.

The Baldwin Insurance Group Inc. - Ordinary Shares - Class A

Will JP Morgan Chase ($JPM) beat quarterly earnings?  
 
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Fiscal Period	Estimated	Reported	Surprise	Result
Q3 '25	$0.30	--	--	N/A
Q2 '25	$0.42	$0.42	0.70%	BEAT
Q1 '25	$0.64	$0.65	1.13%	BEAT
Q4 '24	$0.26	$0.27	5.42%	BEAT
Q3 '24	$0.34	$0.33	-3.35%	MISSED

BWIN
The Baldwin Insurance Group Inc. - Ordinary Shares - Class A

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