BY Byline Bancorp Inc

🟢 $BY $40 CALL 11/20/26 @ $0.70 🔥 📌 Note: Swing setup with time on its side. Be patient, watch price action, and manage your risk carefully. 🎯📈

$BY EPS came in at 0.94 dollars vs the 0.82 dollar Zacks consensus, on record total revenue of 121.0 million dollars, up 4.6% YoY. Net interest income was also a record at 103.7 million dollars. NIM expanded 5bp to 4.33% even as they cut wholesale funding by 268.7 million dollars. Deposits grew 168.3 million dollars in the quarter, and PTPP return on assets stayed above 2% for a 16th straight quarter, at 2.45%. They repurchased 521,980 shares in the quarter and declared a 0.14 dollar dividend, up from 0.12 dollars last quarter.

$BY Byline Q3 non-performing assets up 21.6% to $87.9M as EPS rises to $0.94. 🏢 Byline Bancorp, a Chicago commercial bank with $9.9B in assets ⚠️ They were 0.89% of assets at Sept 30 vs 0.73% at June 30, mainly from more non-accrual loans ⚠️ $87.9M is ~5% of its $1.72B market value at $37.99 (16:00 ET, Oct 22, 2026); reserves cover 132.87% of bad loans vs 161.91% 🏆 Other side: Q3 net income was a record $41.8M and EPS rose 14.6% from $0.82 a year earlier 📅 Next: Earnings call at 9:00 a.m. Central Time on Friday, October 23, 2026 Source: Byline Q3 release, SEC 8-K, Oct 22, 2026

$BY Q3 '26 Earnings Results & Recap • Reported GAAP EPS of $0.94 up 13.25% YoY • Reported revenue of $121.01M up 4.56% YoY