Upcoming Earnings: Q4 '26
Estimated EPS
$0.56
Estimated Rev
$48.63M
• Reported GAAP EPS of $0.35 up 34.62% YoY • Reported revenue of $46.22M up 18.24% YoY
Bullish Takeaway
Carter Bankshares, Inc.s net interest margin reached 3.51%, portfolio loans increased $36M in Q3 2026, and its new SBA team expands financing services for small businesses nationwide.
Bearish Takeaway
Carter Bankshares, Inc.s Q3 net income and diluted EPS were below Q2 2026; net charge-offs totaled $12.1M, deposits declined $80.2M, and commercial-real-estate concentration remains a stated risk.
Generated by Stocktwits using AI and company-reported earnings data for Q4 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.
Historical Earnings
Quarterly
Annual
EPS
Revenue
| Fiscal Period | Estimated | Reported | Surprise | Result |
|---|---|---|---|---|
Q4 '26 | $0.56 | -- | -- | N/A |
Q3 '26 | $0.48 | -- | -- | N/A |
Q2 '26 | $1.44 | $1.31 | -9.03% | MISSED |
Q1 '26 | $3.87 | $3.88 | 0.39% | BEAT |
Q4 '25 | $0.37 | $0.41 | 11.82% | BEAT |