EFX Equifax, Inc.

$EFX is selling mortgage VantageScores for $1 and locked that price through 2028. 200+ lenders already use it exclusively, and Q3 revenue still grew 10%. Rough setup for $FICO if the big lenders follow. Who flips first?

$EFX +11%. The price bounced from the lower edge of a two-year channel. The report-day candle reclaimed the midpoint.

$EFX equifax sells the credit file on the same consumer the ai boom claims will pay for it all. seems like the file says stretched, late, and maxed, and no capex deck changes that file

$EFX: 57 days left to claim in the Equifax score-error settlement. Scores hit Mar. 17 to Apr. 8, 2022 by the OMS coding issue may qualify, est. $95 to $280, Claim ID and PIN required. Open Class Actions.

$EFX: 29 days left in the $30M hard-inquiry dispute settlement, but Nov. 20 is the opt-out cutoff, nine days earlier. Claims need the notice PIN and a checked certification box. Est. $100 to $400. Open Class Actions.

$EFX Could have some change left in it. But personally I’d bail. Good luck pimps. Gap filled.

$EFX in at 161 out at 176/ small win. But heres the thing,. In at 161 and road this thing down to 140/share instead of bailing. I held for over a month I beleive. I knew the fundamental core business had no change. So i felt confident the price would recover. Big discipline improvement for me, typically i would bail. So, even with the small gain, this gives me confidence. $EFX seems like it is in a good position in their segment. Even if Fico gets wiped, they own the alternative scoring system. Another reason I felt confident to hold for the small gain. Dividend paying stock as well.

$EFX up about 11% today, the best name in the S&P 500. Q3 earned $2.26 a share against $2.20 expected, revenue grew 10%, and overhead costs came in lower than a year ago. The odd part: the Q4 guide was a touch under the Street and mortgage volume is still weak. It ran anyway, because the stock was already priced for worse. Process: when the bad news is already in the price, a clean beat is enough. Tomorrow we watch whether it holds the gap over Monday's 159 close.

$EFX $FICO $TRU EQUIFAX SURGES 10%+ DESPITE CUTTING REVENUE GUIDANCE Equifax reported Q3 2026 results this morning. KEY DEVELOPMENTS: • Revenue: $1.69B, up 10% year over year. • Adjusted EPS: $2.26 versus $2.20 expected. • U.S. mortgage-related revenue increased 15%. • Full-year revenue guidance reduced to $6.646B–$6.676B. • Full-year adjusted EPS guidance: $8.45–$8.55. • Management reports accelerating adoption of VantageScore among mortgage lenders. MARKET TAKEAWAY: Despite weakness in the broader mortgage market, Equifax is demonstrating revenue growth and improving operating efficiency. Investors are also watching VantageScore’s potential to gain market share from FICO. The significant rally suggests investors are placing greater emphasis on underlying business performance and future opportunities than the reduced revenue forecast. Source: Equifax Q3 earnings, October 20, 2026.

$EFX We did a deep dive on Equifax. • Credit bureau; non-mortgage sales grew 8%, guide held • EPS beat hides ~$0.10 cut to next quarter's outlook • Payouts of $851M topped ~$763M free cash flow this year • Our call: above $158.52 on Dec 31 Full report linked in the replies.

$EFX +10.3% to 174.96, gapping from 158.57 back over the 50-day (166.98) on above-average volume. Testing the 177.67 May 1 high. Long: entry 170.00–172.50 (pullback into the gap) Stop: 165.80 (under the 166.71 gap low) T1: 181.80 (Jul 17 high) T2: 189.60 (Jul 29 high) Key level: 166.70. Filling the gap kills it. Bullish 📈

$EFX Q3 adjusted EPS came in at 2.26 dollars vs 2.19 expected, revenue 1.69 billion dollars, up 9.6% YoY. USIS mortgage revenue jumped 28% in the quarter and total U.S. mortgage revenue rose 15%. Guidance still got cut, full-year revenue midpoint down to 6.661 billion dollars on weaker mortgage demand in the back half of Q3. Q4 revenue is guided at 1.605 to 1.635 billion dollars vs 1.69 billion expected, though the full-year EPS guide only slipped 4 cents to 8.50 at the midpoint.

$EFX Q3 '26 Earnings Results & Recap • Reported GAAP EPS of $2.26 up 10.78% YoY • Reported revenue of $1.69B up 9.55% YoY • Equifax reduced FY 2026 revenue guidance midpoint to $6.66B; guidance is $6.65B$6.68B reported revenue and $8.45$8.55 per share adjusted EPS for FY 2026.

$EFX (Equifax, the credit bureau) cut its full-year 2026 revenue guidance to $6.646–6.676B, midpoint $6.661B, saying the much weaker U.S. mortgage market seen late in Q3 will last through year-end. Its Q4 guide of $1.605–1.635B means growth of just 3.5–5.4%, vs 10% in Q3, at a company worth about $18.63B at $158.57 (16:00 ET Oct 19). Offset: adjusted EPS guide is $8.45–8.55, midpoint down only $0.04 on AI-driven cost cuts. Next: the Círculo de Crédito deal is expected to close in Q4.

$EFX Equifax reports Q3 on Tuesday. Zacks consensus is 2.20 dollars EPS, up 7.8% YoY, on 1.69 billion dollars revenue, up 9.6%. That EPS number sits right in the middle of the company's own 2.15 to 2.25 guide. Workforce Solutions is still the bigger segment, modeled at 703.66 million dollars, up 8.4%, verification services up 9.8% inside it. US Information Solutions is pegged to grow faster though, 600.58 million, up 13.3%, with Online Information Solutions up 14.5%. Consensus has drifted 0.4% lower over the last 30 days, and the stock is down 8.2% over the past month.