
Figure Technology Solutions reported Q4 2025 Consumer Loan Marketplace volume of $2.7B, increasing 131% year-over-year. Adjusted Net Revenue grew 106% to $158M, and Adjusted EBITDA increased 426% to $81M, with a 51.6% margin.
Bullish
Figure Technology Solutions achieved strong Q4 2025 growth with Consumer Loan Marketplace volume up 131% and Adjusted EBITDA up 426%. The company expanded its ecosystem, launched OPEN, and leads in RWA tokenization.
Bearish
Figure Technology Solutions faces structural risks from HELOC market exposure and interest rate sensitivity. The company also navigates regulatory uncertainties in digital assets and operational risks from third-party dependencies and cybersecurity threats.