Latest Earnings Results: Q3 '26
Estimated EPS
$0.19
Reported EPS
$0.73
Surprise
+284.21%
Estimated Rev
$41.62M
Reported Rev
$33.02M
Surprise
-20.68%
Reported revenue of $33.02M up 27.34% YoY
Bullish Takeaway
FinWise Bancorp increased loan originations and credit-enhanced balances, reported higher net interest income and margin versus prior periods, and added card-issuing technology and an experienced team for fintech partners.
Bearish Takeaway
FinWise Bancorps reported earnings included a non-recurring acquisition gain, net charge-offs were higher year over year as credit-enhanced lending matured, and partner nonperformance could result in loss of reimbursement and credit-enhancement income.
Generated by Stocktwits using AI and company-reported earnings data for Q3 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.
Historical Earnings
Quarterly
Annual
EPS
Revenue
| Fiscal Period | Estimated | Reported | Surprise | Result |
|---|---|---|---|---|
Q4 '26 | $0.19 | -- | -- | N/A |
Q3 '26 | $0.19 | $0.73 | 284.21% | BEAT |
Q2 '26 | $0.24 | $0.15 | -37.50% | MISSED |
Q1 '26 | $0.32 | $0.20 | -38.14% | MISSED |
Q4 '25 | $0.35 | $0.27 | -22.12% | MISSED |