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Ripple is the catchall name for the cryptocurrency platform, the transactional protocol for which is actually XRP, in the same fashion as Ethereum is the name for the platform that facilitates trades in Ether. Like other cryptocurrencies, Ripple is built atop the idea of a distributed ledger network which requires various parties to participate in validating transactions, rather than any singular centralized authority. That facilitates transactions all over the world, and transfer fees are far cheaper than the likes of bitcoin. Unlike other cryptocurrencies, XRP transfers are effectively immediate, requiring no typical confirmation time.  Ripple was originally founded by a single company, Ripple Labs, and continues to be backed by it, rather than the larger network of developers that continue bitcoin’s development. It also doesn’t have a fluctuating amount of its currency in existence. Where bitcoin has a continually growing pool with an eventual maximum, and Ethereum theoretically has no limit, Ripple was created with all of its 100 billion XRP tokens right out of the gate. That number is maintained with no mining and most of the tokens are owned and held by Ripple Labs itself — around 60 billion at the latest count.  Even at the recently reduced value of around half a dollar per XRP, that means Ripple Labs is currently sitting on around $20 billion worth of the cryptocurrency (note: Ripple’s price crashed hard recently, and may be worth far less than $60 billion by time you read this). It holds 55 billion XRP in an escrow account, which allows it to sell up to a billion per month if it so chooses in order to fund new projects and acquisitions. Selling such an amount would likely have a drastic effect on the cryptocurrency’s value, and isn’t something Ripple Labs plans to do anytime soon.  In actuality, Ripple Labs is looking to leverage the technology behind XRP to allow for faster banking transactions around the world. While Bitcoin and other cryptocurrencies are built on the idea of separating financial transactions from the financial organizations of traditional currencies, Ripple is almost the opposite in every sense.  XRP by Ripple price can be found on this page alongside the market capitalization and additional stats.

Ripple

XRP is trending following a significant flash crash, leaving the community debating the causes and potential recovery. Some traders suspect market manipulation and highlight exchanges' order rejections during the dip, while others point to external factors like tariff concerns. Despite the volatility, many XRP holders express long-term confidence and view the dip as a buying opportunity.

Bitcoin is the first successful internet money based on peer-to-peer technology; whereby no central bank or authority is involved in the transaction and production of the Bitcoin currency. It was created by an anonymous individual/group under the name, Satoshi Nakamoto. The source code is available publicly as an open source project, anybody can look at it and be part of the developmental process.  Bitcoin is changing the way we see money as we speak. The idea was to produce a means of exchange, independent of any central authority, that could be transferred electronically in a secure, verifiable and immutable way. It is a decentralized peer-to-peer internet currency making mobile payment easy, very low transaction fees, protects your identity, and it works anywhere all the time with no central authority and banks.  Bitcoin is designed to have only 21 million BTC ever created, thus making it a deflationary currency. Bitcoin uses the SHA-256 hashing algorithm with an average transaction confirmation time of 10 minutes. Miners today are mining Bitcoin using ASIC chip dedicated to only mining Bitcoin, and the hash rate has shot up to peta hashes.  Being the first successful online cryptography currency, Bitcoin has inspired other alternative currencies such as Litecoin, Peercoin, Primecoin, and so on.  The cryptocurrency then took off with the innovation of the turing-complete smart contract by Ethereum which led to the development of other amazing projects such as EOS, Tron, and even crypto-collectibles such as CryptoKitties.

Bitcoin

Bitcoin is experiencing significant volatility, driven by concerns around potential tariffs and broader macroeconomic uncertainty, sparking liquidations. The community is actively debating whether this dip represents a buying opportunity or the start of a deeper correction. Discussions also include the potential impact of political figures and their policies on the crypto market.

Memecoin $CHINAU Panda 🐼. Together we create memes to send a global message. The Chinau Panda is Patient, But When Angered, It's Unstoppable. The Panda wants to be a part of the crypto world. Crypto is changing everything, and the Panda doesn't want to be behind these changes, but ahead of them. Chinau coin is not just a cryptocurrency. It is also the story of a panda that believes in the future. The crypto world is growing, and I want to be a part of it!

Chinau

Chinau is trending amid community excitement, with mentions of a Phantom Wallet integration. Conversations highlight speculation around potential catalysts related to its namesake region and comparisons to other rapidly appreciating assets.

Cardano is a proof-of-stake blockchain platform designed to support decentralized applications (dApps), featuring a multi-asset ledger and smart contract functionality. Unlike many other blockchains, Cardano is built from the ground up based on original academic research, with proposed solutions undergoing peer review and presentation at international conferences before development. The platform emphasizes a research-driven and formal methods approach to design and implementation.

Cardano

Cardano is experiencing volatility, sparking discussions about market manipulation and potential buying opportunities amidst the dip. The community is debating its future potential, with some expressing frustration over slow progress while others remain optimistic about long-term growth and upcoming catalysts. Broader market trends and external factors are also influencing the conversation around ADA.

Zoracles

Zoracles (ZORA) is trending as traders discuss its recent listing on Robinhood, anticipating increased exposure and potential for growth. The community is actively debating entry points, trading strategies amidst market volatility, and the token's potential as a content monetization platform. Some users highlight the token's resilience during market dips and speculate on future price movements.

Solana is a highly functional open source project that banks on blockchain technology’s permissionless nature to provide decentralized finance (DeFi) solutions. It is a layer 1 network that offers fast speeds and affordable costs. While the idea and initial work on the project began in 2017, Solana was officially launched in March 2020 by the Solana Foundation with headquarters in Geneva, Switzerland.

Solana

Solana is trending as community members highlight the potential of meme coins like $UPDOG, built on the Solana network. Additionally, the community is closely watching for potential ETF approval and discussing projects within the Solana ecosystem, such as $YYAI and $IMG, emphasizing community and long-term potential.

Hedera is a decentralized public network where developers can build secure, fair applications with near real-time consensus. The platform is owned and governed by a council of global innovators including Avery Dennison, Boeing, Deutsche Telekom, DLA Piper, FIS (WorldPay), Google, IBM, LG Electronics, Magalu, Nomura, Swirlds, Tata Communications, University College London (UCL), Wipro, and Zain Group.   The Hedera Consensus Service (HCS) acts as a trust layer for any application or permissioned network and allows for the creation of an immutable and verifiable log of messages. Application messages are submitted to the Hedera network for consensus, given a trusted timestamp, and fairly ordered. Use HCS to track assets across a supply chain, create auditable logs of events in an advertising platform, or even use it as a decentralized ordering service.

Hedera Hashgraph

Hedera Hashgraph is trending as the community discusses recent price volatility and potential buying opportunities amidst a broader market downturn affecting cryptocurrencies; traders are actively debating the long-term prospects of HBAR, with some anticipating a significant price surge while others express skepticism about its current performance and future potential. Talk of possible ETF filings has further fueled community interest in the token.

The Compound Governance Token is a governance token on the Compound Finance lending protocol, COMP allows the owner to delegate voting rights to the address of their choice; the owner’s wallet, another user, an application, or a DeFi expert. Anybody can participate in Compound governance by receiving delegation, without needing to own COMP.  Anybody with 1% of COMP delegated to their address can propose a governance action; these are simple or complex sets of actions, such as adding support for a new asset, changing an asset’s collateral factor, changing a market’s interest rate model, or changing any other parameter or variable of the protocol that the current administrator can modify.

Compound

Compound (COMP) is trending as the community discusses its potential amid recent market volatility and governance proposals. Some investors are expressing frustration with COMP's price action compared to other cryptocurrencies, while others point to its solid TVL and potential for future growth. Discussions also revolve around whale activity, potential dilution, and the impact of broader market trends on COMP's performance.

Quoin Pharmaceuticals Ltd. engages in the development of therapeutic products for the treatment of rare and orphan diseases. Its product pipeline includes QRX003, QRX004, QRX007, and QRX008. The company was founded by Michael Myers and Denise Carter on March 5, 2018 and is headquartered in Ashburn, VA.

Quoin Pharmaceuticals Ltd - ADR

QNRX is trending following news of a significant private placement, with the community debating the impact of halts and potential for a short squeeze. Some traders are highlighting the low float and potential for further gains, while others caution about insider selling and the stock's true value. The discussion includes speculation about market manipulation and potential price targets, with comparisons to other recent high-momentum stocks.

Kava is a cross-chain DeFi Hub for decentralized financial services and applications. The Kava DeFi Hub operates like a decentralized bank for digital assets connecting users with products like stablecoins, loans, and interest-bearing accounts so that they can do more and earn more with their digital assets.

Kava

Kava is trending as community members discuss its potential for significant gains and highlight the upcoming Kava 11.0 Liquid Staking launch. Discussions also focus on Kava's AI integration, particularly its role in decentralized AI and DeFi co-pilots, sparking interest in its long-term potential and staking rewards.

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FinWise Bancorp (FINW) Soars 9.0%: Is Further Upside Left in the Stock?

FinWise Bancorp (FINW) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.

FinWise Bancorp (FINW) Tops Q2 Earnings and Revenue Estimates

FinWise Bancorp (FINW) delivered earnings and revenue surprises of +31.82% and +13.93%, respectively, for the quarter ended June 2025. Do the numbers hold clues to what lies ahead for the stock?

Analysts Estimate FinWise Bancorp (FINW) to Report a Decline in Earnings: What to Look Out for

FinWise Bancorp (FINW) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

FinWise Bancorp to Host First Quarter 2024 Webcast and Conference Call on Monday, April 29, 2024

MURRAY, Utah, April 04, 2024 (GLOBE NEWSWIRE) -- FinWise Bancorp (NASDAQ: FINW) ( FinWise or the Company ), the parent company of FinWise Bank, announced today that it will report its first...

FinWise Bancorp Appoints Jim Noone President and Hires Robert Wahlman as Chief Financial Officer

MURRAY, Utah, March 28, 2024 (GLOBE NEWSWIRE) -- FinWise Bancorp (NASDAQ: FINW) ( FinWise or the Company ), parent company of FinWise Bank (the Bank ), today announced the appointment of Jim...

FinWise Bancorp Announces Share Repurchase Program

MURRAY, Utah, March 07, 2024 (GLOBE NEWSWIRE) -- FinWise Bancorp (NASDAQ: FINW) ( FinWise or the Company ), parent company of FinWise Bank (the Bank ), today announced that its Board of...

Hank Payments and FinWise Bank Enter into Strategic Partnership to Offer Enhanced Consumer Lending and Savings Program and Payments Services

Toronto, Ontario--(Newsfile Corp. - March 4, 2024) - Hank Payments Corp. (TSXV: HANK), an emerging North American leader in consumer fintech software-as-a-service with a banking platform that...

FinWise Bancorp Announces Two Senior Leadership Promotions

- Promotes Robert Keil and Richard Thiessens to Executive Vice Presidents -- Highlights Company's Commitment to Delivering on Strategic Initiatives - MURRAY, Utah, Feb. 05, 2024 (GLOBE...

Short Interest in FinWise Bancorp (NASDAQ:FINW) Grows By 23.6%

FinWise Bancorp (NASDAQ:FINW  Get Free Report) was the target of a large increase in short interest during the month of January. As of January 15th, there was short interest totalling 15,200...

FinWise Bancorp Reports Fourth Quarter and Full Year 2023 Results

- Net Income of $4.2 Million for Fourth Quarter of 2023 - - Diluted Earnings Per Share of $0.32 for Fourth Quarter of 2023 - MURRAY, Utah, Jan. 29, 2024 (GLOBE NEWSWIRE) -- FinWise Bancorp...

FinWise Bancorp is a bank holding company, which engages in the provision of consumer banking and lending services through its subsidiary, FinWise Bank. The company was founded in 2002 and is headquartered in Murray, UT.

FinWise Bancorp

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